Relative Intelligence · Regional Banks
How Fifth Third Bancorp (FITB) compares with the whole market and its popular alternatives
Built by QuantCommons' quantitative engine, this page is about relative opportunity, not data on FITB alone. It places FITB (Fifth Third Bancorp) against 20+ popular alternatives, its neighboring categories and the entire market of over 10,000 U.S.-listed stocks and ETFs, and surfaces what has done better on consistent outperformance, return for the risk taken, behavior in real market crashes and diversification. The result is a clearer view of where FITB stands in the market, and of the alternatives worth a closer look.
Period covered: FITB's full trading record, from October 1986 through September 2026. All returns include reinvested dividends. Data as of October 22, 2026.
Data as of October 22, 2026. Full tables and charts read best on a larger screen.
This page answers the following questions about FITB
Key findings
Not AI-generatedThese key findings are generated by our proprietary relative intelligence engine, directly from the data on this page.
- Right nowFITB has gone against the market, falling 6.9% over the past 3 months while the S&P 500 rose 2.5%. That said, after a 29.9% loss from November 2024 to April 2025, FITB has bounced 29.1% off the low. At a glance ↓
- Stock or market?FITB fell 6.9% over the past 3 months, less than the 0.97 beta versus the S&P 500 would have implied (2.4%). Its regional bank peers did not move as one over the past 3 months: EWBC (East West Bancorp) rose 1.4%, while HBAN (Huntington Bancshares) fell 13.5%.
- Past 1 to 3 yearsOver the past year, FITB rose 31.9% against 15.6% for the S&P 500 and 16.9% for the Nasdaq 100. The same gap shows up over 3 years (157% against 88.4%). By year ↓
- Long termFITB turned $10,000 into $35,500 over the past decade, against $41,600 in the S&P 500. Even so, over the past decade, only RF (Regions Financial) and EWBC (East West Bancorp) of its regional bank peers outpaced FITB. Growth of $10,000 ↓
- In a crashAcross seven sell-offs, FITB has typically fallen 1.6 times as far as the S&P 500. The Covid crash took 60.9% off FITB, against 33.7% for the S&P 500. That was more than USB (U.S. Bancorp, 47.2%) but less than WTFC (Wintrust Financial, 62.7%). Crash tests ↓
- DiversificationFITB is some diversification, but not a hedge: a correlation of 0.51 with the S&P 500 over 5 years and 0.55 with the total US market, more closely than 75% of stocks worth at least $300 million. Market capture ↓
- Better options
- Popular alternatives
- V (Visa), JPM (JPMorgan Chase & Co.) and MTB (M&T Bank) earned more than FITB with less volatility over the past 5 years. V returned 13.2% a year at 22.9% volatility, against 7.2% a year at 31.4%.
- Nearby categories and themes
- RY (Royal Bank of Canada, banks) and PBAM (Private Bancorp of America, regional banks) earned more than FITB with less volatility over the past 5 years. RY returned 17.5% a year at 18.2% volatility, against 7.2% a year at 31.4%.
- Whole market
- 744 of the 3,641 stocks and funds worth at least $500 million earned more than FITB with less volatility over the past 5 years, among them AAPL (Apple), MSFT (Microsoft) and VTI (Vanguard Morningstar Total Stock Market ETF).
How much would $10,000 in FITB have grown?
This chart tracks a hypothetical $10,000 investment in FITB over the past 29 years, with dividends reinvested, alongside the same amount in the S&P 500, investments that ended ahead of FITB over the same span and FITB's popular alternatives, among those that traded for the entire period. A second view covers the past 5 years, the period the better options further down the page are judged on. It shows not only where each investment ended up but also how smooth or uneven the path was.
- $10,000 invested in FITB at the end of September 1997 would have grown to $38,728 by September 2026, less than the $132,907 it would have become in SPY, an S&P 500 fund.
- Five of the eight other investments on the chart ended ahead of FITB, and JPM finished highest, at $189,407.
Choose a period
From the end of September 1997 to the end of September 2026. The scale is logarithmic, so equal steps up the chart are equal percentage gains. Hover over a fund in the key to pick out its line. 802 of the 1,042 stocks and funds worth at least $500 million that traded the whole period ended ahead of FITB; the chart shows 5, closest alternatives first. The other 3 lines are popular alternatives, shown for context.
- JPM$189,407+1,794% total · +10.7% a year
- CFR$147,524+1,375% total · +9.7% a year
- WTFC$135,844+1,258% total · +9.4% a year
- SPY (S&P 500)$132,907+1,229% total · +9.3% a year
- CBSH$111,031+1,010% total · +8.7% a year
- MTB$107,413+974% total · +8.5% a year
- FITB$38,728+287% total · +4.8% a year
- BAC$36,875+269% total · +4.6% a year
- RF$33,351+234% total · +4.2% a year
- ONB$31,673+217% total · +4.1% a year
From the end of September 2021 to the end of September 2026. Hover over a fund in the key to pick out its line. 1,664 of the 3,630 stocks and funds worth at least $500 million that traded the whole period ended ahead of FITB; the chart shows 5, closest alternatives first. The other 3 lines are popular alternatives, shown for context.
- JPM$22,905+129% total · +18.0% a year
- WTFC$19,167+91.7% total · +13.9% a year
- SPY (S&P 500)$19,000+90.0% total · +13.7% a year
- EWBC$18,185+81.8% total · +12.7% a year
- MTB$17,052+70.5% total · +11.3% a year
- ONB$16,900+69.0% total · +11.1% a year
- V$16,755+67.5% total · +10.9% a year
- CFG$16,670+66.7% total · +10.8% a year
- RF$15,520+55.2% total · +9.2% a year
- FITB$14,402+44.0% total · +7.6% a year
FITB at a glance
This section summarizes the key facts about the stock, its returns over periods from one to ten years and the risk it has carried, with dividends reinvested throughout. These figures serve as the baseline for every comparison that follows.
- FITB's deepest decline since it began trading in 1986 was 98.1%, from April 2002 to February 2009. It took about 12 years from the low to climb back to its old high.
- Over 29 full calendar years, FITB's best was 1997, when it returned 97.8%, and its worst was 2008, when it lost 65.6%. It lost money in ten of those years.
- FITB is 9.6% below its all-time high.
The company
- Market value
- $48B
- Industry
- Banks - Regional
- Price history from
- October 1986
Returns
- Past 1 year
- +31.9%total return
- Past 3 years
- +157%+37.0% a year
- Past 5 years
- +41.4%+7.2% a year
- Past 10 years
- +255%+13.5% a year
- Best calendar year
- +97.8%1997
- Worst calendar year
- −65.6%2008
- Losing years
- 10 of 29full calendar years
Risk
- Volatility
- 31.4%typical yearly swing, 5 years
- Sharpe ratio
- 0.38return per unit of risk, 5 years
- Worst decline ever
- −98.1%Apr 2002 to Feb 2009
- From its all-time high
- −9.6%below the peak
FITB against the whole market
Where FITB ranks among every stock and fund, and what across the market has done better.
How does FITB rank among all stocks?
This section ranks FITB on return, volatility, risk-adjusted return and worst decline against every stock worth at least $300 million with enough history. Where the comparisons with its popular alternatives show how FITB stacks up against its peers, these rankings show where it stands in the market as a whole.
- FITB's 3-year return ranks in the top 18% of the 3,016 stocks worth at least $300 million with 3 years of history.
Ranked against U.S.-listed stocks worth at least $300M that have enough history for each measure, so the count changes from row to row; smaller stocks are left out. Lower volatility and smaller declines rank higher.
| Measure | FITB | Rank | Standing |
|---|---|---|---|
| 1-year return | +31.9% | 943 of 3,282 | top 29% |
| 3-year return | +157% | 552 of 3,016 | top 18% |
| 5-year return | +41.4% | 1,204 of 2,897 | top 42% |
| 10-year return | +255% | 694 of 2,201 | top 32% |
| Volatility, 5 years | 31.4% | 856 of 2,897 | top 30% |
| Sharpe ratio, 5 years | 0.38 | 1,308 of 2,897 | top 45% |
| Worst decline, past 10 years | −64.0% | 1,044 of 2,184 | top 48% |
What has beaten FITB on both return and risk?
Each dot is an investment, placed by how much it earned a year over the past 5 years (higher is better) and how much its price swung, its volatility (further left is calmer). FITB sits where the dashed lines cross. Anything in the green box above and to the left earned more than FITB with smaller swings, a better trade-off over this period on both counts. Past results are no promise, but a name in the box is worth a closer look.
- 295 stocks and 449 ETFs worth at least $500 million sit in the green region: each earned more than FITB over the past 5 years with smaller price swings. That is 20% of the 3,641 screened.
- Among those with at least half FITB's swings, CAH has the best return for its risk: 41.7% a year at 24.7% volatility, 21% less than FITB's 31.4%, and a Sharpe ratio (return above cash per unit of volatility) of 1.54 against 0.38 for FITB.
- Among FITB's popular alternatives, JPM, V and MTB are in the region. JPM earned 17.3% a year against 7.2% a year for FITB, at 24.3% volatility, 23% less than FITB's 31.4%.
Annual return is the annualized total return with dividends reinvested, and volatility the annualized swing in daily prices, both over 5 years. Labeled dots are the strongest picks from the table below and the names called out above, colored by how close they sit to FITB; faint dots are 88 more of the 744 in the green region (the strongest, one per fund family). 3,641 stocks and funds worth at least $500 million were screened. Hover over a dot for its figures.
- Popular alternatives
- Same and neighboring categories, and shared themes
- The whole market
- Others in the green region
Is there a better investment than FITB?
Investments that beat FITB over the past 5 years on return, volatility, drawdowns, consistency, crash losses or fees, from its popular alternatives out to the whole market.
- Among FITB's popular alternatives, V, JPM and MTB earned more than FITB with less volatility over the past 5 years. V returned 13.2% a year at 22.9% volatility, against 7.2% a year at 31.4%.
- Looking beyond its popular alternatives, RY (banks) and PBAM (regional banks) earned more than FITB with less volatility over the past 5 years. RY returned 17.5% a year at 18.2% volatility, against 7.2% a year at 31.4%.
- Across the whole market, 744 of the 3,641 stocks and funds worth at least $500 million earned more than FITB with less volatility over the past 5 years, among them AAPL, MSFT and VTI.
How this works
The table below lists investments that beat FITB over the past 5 years on at least one of these measures: a higher annual return with lower volatility, a higher annual return at similar volatility, a similar return with lower volatility, a higher Sharpe ratio with a smaller worst decline, a higher total return in most periods from 3 months to 10 years, or smaller losses in recent market crashes. It checks FITB's popular alternatives first, then the rest of its own and neighboring categories, then every stock and fund worth at least $500 million, and shows the strongest few in each group. The full list of those with a higher return and lower volatility than FITB follows the table.
Annual return is the annualized total return with dividends reinvested. Annual return, volatility and the Sharpe ratio cover 5 years; the worst decline covers the past 10 years. Green marks a better figure than FITB's. "On the frontier" means no other option shown or tested earned more with less volatility. Funds that hold the same thing are shown once. Beyond the popular alternatives, nothing with more than 1.5× FITB's volatility counts as better.
These figures cover the past 5 years. Green marks a better figure than FITB's.
| Investment | Why it is better | Past 5 years | Downside | Long run | Fit | ||||
|---|---|---|---|---|---|---|---|---|---|
| Annual return?higher is better | Volatility?lower is calmer | Sharpe?return per unit of risk | Worst decline?past 10 years | 10Y returntotal | Corr. with FITB?lower diversifies more | Expenseper year | |||
| FITBFifth Third Bancorp · this page | +7.2% | 31.4% | 0.38 | −64.0% | +255% | 1.00 | — | ||
 SPYState Street SPDR S&P 500 ETF · S&P 500 | +12.5% | 17.2% | 0.78 | −33.7% | +316% | 0.51 | 0.09% | ||
| Popular alternativesbest 6 shownThe investments people most often weigh against FITB. 6 of 22 passed at least one test. | |||||||||
 VVisa Inc. · Payment Processing | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +13.2% | 22.9% | 0.66 | −36.4% | +435% | 0.41 | — | |
 JPMJPMorgan Chase & Co. · Banks | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periods | +17.3% | 24.3% | 0.78 | −43.6% | +534% | 0.73 | — | |
MTBM&T Bank Corporation · Regional Banks | Higher return, lower volatilityHigher Sharpe, smaller worst decline | +10.3% | 29.7% | 0.48 | −53.0% | +148% | 0.85 | — | |
ONBOld National Bancorp · Regional Banks | Higher return, similar volatilityHigher Sharpe, smaller worst decline | +10.5% | 29.9% | 0.48 | −40.8% | +140% | 0.81 | — | |
EWBCEast West Bancorp, Inc. · Regional Banks | Higher return in most periods | +12.3% | 35.5% | 0.51 | −67.7% | +315% | 0.87 | — | |
WTFCWintrust Financial Corporation · Regional Banks | Higher return, similar volatility | +12.1% | 31.1% | 0.52 | −74.5% | +217% | 0.87 | — | |
| Same and neighboring categories, and shared themesbest 6 shownEverything else in Regional Banks and Banks and the categories next to it (Financial Sector Equity, Investment Banking & Brokerage, Payment Processing, International Equity, Capital Markets), plus FITB's specific themes. 351 of 572 passed at least one test. | |||||||||
 RYRoyal Bank of Canada · Banks | On the frontierHigher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +17.5% | 18.2% | 0.98 | −40.0% | +361% | 0.73 | — | |
PBAMPrivate Bancorp of America, Inc. · Regional Banks | On the frontierHigher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +27.5% | 18.9% | 1.40 | −55.1% | +415% | 0.34 | — | |
 MAMastercard Incorporated · Payment Processing | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +12.7% | 23.8% | 0.62 | −41.0% | +551% | 0.42 | — | |
 TDThe Toronto-Dominion Bank · Banks | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +16.5% | 20.0% | 0.87 | −42.0% | +319% | 0.67 | — | |
NICNicolet Bankshares, Inc. · Regional Banks | Higher return, similar volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +19.7% | 30.2% | 0.75 | −44.3% | +354% | 0.61 | — | |
 VXUSVanguard Total International Stock ETF · International Equity | Similar return, lower volatilityHigher Sharpe, smaller worst decline | +8.0% | 16.4% | 0.56 | −36.0% | +137% | 0.51 | 0.05% | |
| The whole marketbest 8 shownEvery other stock and fund worth at least $500 million. 1,008 of 3,183 passed at least one test. | |||||||||
 MSFTMicrosoft Corporation · Software | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +11.9% | 28.2% | 0.54 | −37.1% | +862% | -0.03 | — | |
 VOOVanguard S&P 500 ETF · US Large-Cap Equity | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +12.6% | 16.9% | 0.79 | −34.0% | +319% | 0.51 | 0.03% | |
 BRK-ABerkshire Hathaway Inc. · Insurance | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +13.5% | 17.2% | 0.83 | −30.4% | +281% | 0.36 | — | |
 ABBVAbbVie Inc. · Specialty Pharmaceuticals | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +25.5% | 23.4% | 1.09 | −45.1% | +600% | 0.26 | — | |
 QQQInvesco QQQ Trust, Series 1 · US Large-Cap Growth | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +14.2% | 23.0% | 0.69 | −35.1% | +531% | 0.32 | 0.18% | |
 CSCOCisco Systems, Inc. · Communications Equipment | Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +16.9% | 26.1% | 0.73 | −42.0% | +361% | 0.19 | — | |
 LLYEli Lilly and Company · Pharmaceuticals | Higher return, similar volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes | +41.2% | 32.8% | 1.22 | −34.5% | +1,870% | -0.15 | — | |
 WCNWaste Connections, Inc. · Waste Management | Similar return, lower volatilityHigher return in most periodsSmaller losses in recent crashes | +7.4% | 20.4% | 0.45 | −31.6% | +299% | 0.28 | — | |
What these numbers mean for FITB
- Annual return
- FITB returned 7.2% a year over the past 5 years with dividends reinvested, against 12.5% a year for the S&P 500. At that pace, $10,000 became about $14,100. Annual return is the steady yearly rate that would produce the same total result, so investments held over the same span compare fairly. Guide: What is performance and return? →
- Volatility
- FITB's volatility over the past 5 years was 31.4%, 1.8 times the S&P 500's 17.2%. Volatility measures how widely returns swing around their average: in roughly two years out of three, FITB's return lands within 31.4% of its average, either way. The higher it is, the rougher the ride and the harder it is to hold through a slump. Guide: Understanding and measuring risk (volatility) →
- Sharpe ratio
- FITB's Sharpe ratio over the past 5 years was 0.38, against 0.78 for the S&P 500, so FITB earned less for each unit of risk than an index fund did. The Sharpe ratio is the return earned above cash for each unit of volatility: two investments with the same return are not equal if one got there with far bigger swings. Guide: Balancing reward with risk (Sharpe ratio) →
- Worst decline
- FITB's worst fall from a peak to a low over the past 10 years was 64.0%, against 33.7% for the S&P 500. Losses and gains are not symmetric: climbing back from a 64.0% fall takes a 178% gain. Guide: Market crash risk and tail risk →
- Correlation
- Over the past 5 years, FITB's monthly returns had a correlation of 0.51 with the S&P 500. Correlation runs from 1 (moving in lockstep) through 0 (unrelated) to −1 (moving in opposite directions). They often move together: some diversification next to an index fund, but not a cushion. In the table, the correlation column measures each option against FITB instead: the lower it is, the more that option would diversify a FITB holding. Guide: Correlation and diversification →
Show all 744 stocks and funds worth at least $500 million that earned more than FITB with less volatility
Out of 3,641 tested over 5 years. The strongest 100 are listed, best first, with funds that hold the same thing listed once.
| # | Investment | Found in | Annual return | Volatility | Sharpe | Worst decline | 10Y return | Corr. with FITB | Expense |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MSFTMicrosoft Corporation · Software | Whole market | +11.9% | 28.2% | 0.54 | −37.1% | +862% | -0.03 | — |
| 2 | VOOVanguard S&P 500 ETF · US Large-Cap Equity | Whole market | +12.6% | 16.9% | 0.79 | −34.0% | +319% | 0.51 | 0.03% |
| 3 | BRK-ABerkshire Hathaway Inc. · Insurance | Whole market | +13.5% | 17.2% | 0.83 | −30.4% | +281% | 0.36 | — |
| 4 | ABBVAbbVie Inc. · Specialty Pharmaceuticals | Whole market | +25.5% | 23.4% | 1.09 | −45.1% | +600% | 0.26 | — |
| 5 | RYRoyal Bank of Canada · Banks | Same or nearby category | +17.5% | 18.2% | 0.98 | −40.0% | +361% | 0.73 | — |
| 6 | QQQInvesco QQQ Trust, Series 1 · US Large-Cap Growth | Whole market | +14.2% | 23.0% | 0.69 | −35.1% | +531% | 0.32 | 0.18% |
| 7 | CSCOCisco Systems, Inc. · Communications Equipment | Whole market | +16.9% | 26.1% | 0.73 | −42.0% | +361% | 0.19 | — |
| 8 |  MCKMcKesson Corporation · Health Care Distribution | Whole market | +37.8% | 25.1% | 1.41 | −38.1% | +582% | 0.10 | — |
| 9 |  AMGNAmgen Inc. · Biotechnology | Whole market | +20.1% | 24.9% | 0.86 | −24.9% | +280% | 0.24 | — |
| 10 |  PGRThe Progressive Corporation · Property & Casualty Insurance | Whole market | +21.8% | 25.7% | 0.90 | −30.3% | +849% | 0.26 | — |
| 11 |  TRVThe Travelers Companies, Inc. · Property & Casualty Insurance | Whole market | +22.4% | 22.3% | 1.02 | −46.3% | +360% | 0.55 | — |
| 12 |  MNSTMonster Beverage Corporation · Nonalcoholic Beverages | Whole market | +17.4% | 24.9% | 0.77 | −30.4% | +278% | 0.19 | — |
| 13 |  AFLAflac Incorporated · Life Insurance | Whole market | +19.5% | 20.8% | 0.97 | −54.9% | +344% | 0.50 | — |
| 14 |  ADPAutomatic Data Processing, Inc. · Business Services | Whole market | +9.6% | 23.0% | 0.52 | −40.8% | +337% | 0.30 | — |
| 15 |  RSGRepublic Services, Inc. · Waste Management | Whole market | +14.1% | 18.6% | 0.80 | −34.0% | +461% | 0.15 | — |
| 16 |  MSIMotorola Solutions, Inc. · Communications Equipment | Whole market | +15.2% | 23.6% | 0.72 | −32.8% | +639% | 0.27 | — |
| 17 |  WMWaste Management, Inc. · Waste Management | Whole market | +9.5% | 19.3% | 0.57 | −30.1% | +357% | 0.11 | — |
| 18 |  CCEPCoca-Cola Europacific Partners PLC · Food & Beverages | Whole market | +20.4% | 23.3% | 0.92 | −48.8% | +294% | 0.20 | — |
| 19 |  CSXCSX Corporation · Railroads | Whole market | +9.3% | 23.5% | 0.50 | −40.5% | +485% | 0.43 | — |
| 20 |  FASTFastenal Company · Industrial Distribution | Whole market | +16.2% | 24.6% | 0.74 | −30.7% | +582% | 0.34 | — |
| 21 |  AJGArthur J. Gallagher & Co. · Insurance Brokers | Whole market | +11.6% | 24.3% | 0.57 | −44.4% | +552% | 0.24 | — |
| 22 |  DGROiShares Core Dividend Growth ETF · Dividend Growth | Whole market | +11.1% | 13.7% | 0.84 | −35.1% | +270% | 0.65 | 0.08% |
| 23 |  QUALiShares MSCI USA Quality Factor ETF · US Quality Equity | Whole market | +11.2% | 17.3% | 0.70 | −34.1% | +290% | 0.49 | 0.15% |
| 24 |  IXORIX Corporation · Diversified Financials | Whole market | +18.3% | 25.4% | 0.79 | −42.5% | +286% | 0.48 | — |
| 25 |  CAHCardinal Health, Inc. · Health Care Distribution | Whole market | +41.7% | 24.7% | 1.54 | −46.1% | +345% | 0.24 | — |
| 26 | FNDXSchwab Fundamental U.S. Large Company ETF · US Large-Cap Value | Whole market | +13.6% | 14.9% | 0.93 | −37.7% | +292% | 0.68 | 0.25% |
| 27 |  AAPLApple Inc. · Computer Hardware | Whole market | +19.1% | 28.0% | 0.77 | −38.5% | +1,194% | 0.17 | — |
| 28 | WRBW. R. Berkley Corporation · Property & Casualty Insurance | Whole market | +18.6% | 22.9% | 0.86 | −45.3% | +466% | 0.34 | — |
| 29 | RSReliance Steel & Aluminum Co. · Metals & Mining | Whole market | +24.8% | 28.1% | 0.94 | −40.8% | +639% | 0.49 | — |
| 30 | MAMastercard Incorporated · Payment Processing | Same or nearby category | +12.7% | 23.8% | 0.62 | −41.0% | +551% | 0.42 | — |
| 31 | EXPDExpeditors International of Washington, Inc. · Freight & Logistics | Whole market | +11.1% | 27.1% | 0.53 | −35.6% | +338% | 0.40 | — |
| 32 | TDThe Toronto-Dominion Bank · Banks | Same or nearby category | +16.5% | 20.0% | 0.87 | −42.0% | +319% | 0.67 | — |
| 33 | IOOiShares Global 100 ETF · Global Equity | Whole market | +15.6% | 17.2% | 0.94 | −31.4% | +357% | 0.39 | 0.40% |
| 34 | VLUEiShares MSCI USA Value Factor ETF · US Large-Cap Value | Whole market | +16.2% | 18.4% | 0.91 | −39.5% | +286% | 0.60 | 0.15% |
| 35 | VVisa Inc. · Payment Processing | Popular alternative | +13.2% | 22.9% | 0.66 | −36.4% | +435% | 0.41 | — |
| 36 | MOATVanEck Morningstar Wide Moat ETF · US Large-Cap Equity | Whole market | +9.5% | 18.4% | 0.59 | −33.3% | +278% | 0.57 | 0.46% |
| 37 |  CMECME Group Inc. · Capital Markets | Same or nearby category | +11.6% | 20.8% | 0.63 | −37.4% | +334% | -0.05 | — |
| 38 | THGThe Hanover Insurance Group, Inc. · Property & Casualty Insurance | Whole market | +15.2% | 22.9% | 0.73 | −40.1% | +309% | 0.44 | — |
| 39 | CBOECboe Global Markets, Inc. · Capital Markets | Same or nearby category | +22.0% | 25.1% | 0.92 | −43.2% | +481% | 0.00 | — |
| 40 | NHCNational HealthCare Corporation · Health Care Facilities | Whole market | +31.2% | 28.6% | 1.10 | −35.3% | +385% | 0.38 | — |
| 41 | RSPTInvesco S&P 500 Equal Weight Technology ETF · Technology Equity | Whole market | +16.6% | 25.1% | 0.74 | −33.7% | +559% | 0.41 | 0.40% |
| 42 |  NDAQNasdaq, Inc. · Capital Markets | Same or nearby category | +10.5% | 24.9% | 0.53 | −38.3% | +447% | 0.36 | — |
| 43 | WTVWisdomTree U.S. Value Fund · US Value Equity | Whole market | +13.6% | 17.0% | 0.84 | −42.2% | +306% | 0.73 | 0.12% |
| 44 | SUSAiShares ESG Optimized MSCI USA ETF · Large-Cap ESG | Whole market | +10.3% | 17.4% | 0.65 | −32.9% | +300% | 0.54 | 0.25% |
| 45 | EQWLInvesco S&P 100 Equal Weight ETF · US Large-Cap Equity | Whole market | +11.7% | 15.0% | 0.82 | −34.3% | +294% | 0.63 | 0.30% |
| 46 | BPOPPopular, Inc. · Regional Banks | Same or nearby category | +16.8% | 29.7% | 0.68 | −59.0% | +432% | 0.81 | — |
| 47 |  RTXRTX Corporation · Aerospace & Defense | Whole market | +18.7% | 24.4% | 0.83 | −52.0% | +319% | 0.35 | — |
| 48 | MGRCMcGrath RentCorp · Equipment Rental | Whole market | +11.0% | 26.2% | 0.53 | −44.0% | +365% | 0.55 | — |
| 49 | TILTNorthern Trust Morningstar US Market Factor Tilt ETF · US Total Market | Whole market | +11.0% | 17.3% | 0.69 | −38.5% | +263% | 0.65 | 0.26% |
| 50 | QUSState Street SPDR MSCI USA StrategicFactors ETF · US Multifactor Equity | Whole market | +11.1% | 14.2% | 0.81 | −33.8% | +276% | 0.54 | 0.15% |
| 51 | DBJPXtrackers MSCI Japan Hedged Equity ETF · Japan Equity | Same or nearby category | +20.9% | 19.3% | 1.09 | −31.3% | +339% | 0.23 | 0.45% |
| 52 | CHCOCity Holding Company · Regional Banks | Same or nearby category | +15.1% | 22.8% | 0.73 | −32.3% | +272% | 0.73 | — |
| 53 |  VGTVanguard Information Technology ETF · Technology Equity | Whole market | +18.1% | 26.1% | 0.77 | −35.1% | +753% | 0.30 | 0.09% |
| 54 |  VRTXVertex Pharmaceuticals Incorporated · Rare Disease Therapeutics | Whole market | +23.9% | 29.1% | 0.89 | −41.6% | +580% | 0.07 | — |
| 55 | PTNQPacer Trendpilot 100 ETF · Tactical Asset Allocation | Whole market | +9.4% | 14.2% | 0.70 | −28.1% | +292% | 0.19 | 0.65% |
| 56 | FBIZFirst Business Financial Services, Inc. · Regional Banks | Same or nearby category | +23.2% | 29.4% | 0.86 | −50.2% | +315% | 0.71 | — |
| 57 | CCBGCapital City Bank Group, Inc. · Regional Banks | Same or nearby category | +16.3% | 27.5% | 0.69 | −45.2% | +305% | 0.61 | — |
| 58 |  MFCManulife Financial Corporation · Life Insurance | Whole market | +23.3% | 24.0% | 1.00 | −57.5% | +386% | 0.61 | — |
| 59 |  GWWW.W. Grainger, Inc. · Industrial Distribution | Whole market | +26.7% | 24.9% | 1.08 | −41.6% | +670% | 0.41 | — |
| 60 | RCBCRiver City Bank · Regional Banks | Same or nearby category | +15.3% | 27.2% | 0.66 | −45.5% | +354% | 0.35 | — |
| 61 |  CORCencora, Inc. · Health Care Distribution | Whole market | +23.6% | 22.8% | 1.05 | −32.4% | +403% | 0.30 | — |
| 62 |  CTASCintas Corporation · Business Services | Whole market | +17.1% | 23.1% | 0.80 | −48.4% | +834% | 0.33 | — |
| 63 |  HLTHilton Worldwide Holdings Inc. · Hotels & Resorts | Whole market | +20.7% | 26.8% | 0.84 | −50.8% | +693% | 0.56 | — |
| 64 | NXTGFirst Trust Indxx NextG ETF · Technology Equity | Whole market | +16.1% | 19.1% | 0.88 | −33.6% | +323% | 0.35 | 0.70% |
| 65 |  JCIJohnson Controls International plc · Building Products | Whole market | +16.4% | 29.2% | 0.67 | −46.4% | +407% | 0.49 | — |
| 66 |  ROSTRoss Stores, Inc. · Apparel Retail | Whole market | +17.8% | 29.5% | 0.71 | −51.4% | +311% | 0.22 | — |
| 67 |  EMREmerson Electric Co. · Industrial Machinery | Whole market | +12.9% | 27.7% | 0.58 | −50.8% | +307% | 0.38 | — |
| 68 |  ALLThe Allstate Corporation · Property & Casualty Insurance | Whole market | +17.9% | 26.2% | 0.76 | −41.4% | +377% | 0.41 | — |
| 69 |  WMTWalmart Inc. · Discount Retail | Whole market | +21.1% | 22.6% | 0.97 | −25.7% | +521% | 0.13 | — |
| 70 |  MUFGMitsubishi UFJ Financial Group, Inc. · Banks | Same or nearby category | +33.5% | 29.4% | 1.14 | −54.9% | +485% | 0.36 | — |
| 71 | PKGPackaging Corporation of America · Packaging | Whole market | +16.6% | 25.9% | 0.72 | −38.2% | +302% | 0.53 | — |
| 72 |  COSTCostco Wholesale Corporation · Discount Retail | Whole market | +17.4% | 22.9% | 0.82 | −31.4% | +692% | 0.28 | — |
| 73 |  SMFGSumitomo Mitsui Financial Group, Inc. · Banks | Same or nearby category | +34.0% | 29.4% | 1.15 | −47.6% | +470% | 0.40 | — |
| 74 | CIBRFirst Trust Nasdaq Cybersecurity ETF · Cybersecurity | Whole market | +14.5% | 26.2% | 0.65 | −33.9% | +461% | 0.21 | 0.58% |
| 75 |  BNYBank of New York Mellon Corp · Banks | Same or nearby category | +22.8% | 24.4% | 0.97 | −50.5% | +332% | 0.71 | — |
| 76 |  CMCanadian Imperial Bank of Commerce · Banks | Same or nearby category | +19.5% | 21.6% | 0.94 | −47.3% | +409% | 0.71 | — |
| 77 | EHCEncompass Health Corporation · Health Care Facilities | Whole market | +18.7% | 26.9% | 0.77 | −39.5% | +354% | 0.25 | — |
| 78 | JPMJPMorgan Chase & Co. · Banks | Popular alternative | +17.3% | 24.3% | 0.78 | −43.6% | +534% | 0.73 | — |
| 79 | AIZAssurant, Inc. · Property & Casualty Insurance | Whole market | +13.7% | 25.3% | 0.64 | −44.6% | +322% | 0.48 | — |
| 80 |  BMOBank of Montreal · Banks | Same or nearby category | +14.0% | 21.4% | 0.72 | −51.0% | +304% | 0.72 | — |
| 81 |  BNSThe Bank of Nova Scotia · Banks | Same or nearby category | +13.2% | 20.0% | 0.73 | −46.9% | +191% | 0.61 | — |
| 82 | WTSWatts Water Technologies, Inc. · Industrial Machinery | Whole market | +14.8% | 28.4% | 0.63 | −44.1% | +533% | 0.57 | — |
| 83 | MSGSMadison Square Garden Sports Corp. · Entertainment | Whole market | +17.5% | 25.7% | 0.76 | −41.6% | +395% | 0.42 | — |
| 84 | AFGAmerican Financial Group, Inc. · Property & Casualty Insurance | Whole market | +9.9% | 22.7% | 0.53 | −59.0% | +332% | 0.59 | — |
| 85 | DXJWisdomTree Japan Hedged Equity Fund · Japan Equity | Same or nearby category | +26.6% | 19.1% | 1.34 | −39.1% | +415% | 0.21 | 0.48% |
| 86 |  LINLinde plc · Chemicals | Whole market | +11.7% | 20.9% | 0.64 | −32.6% | +404% | 0.36 | — |
| 87 |  CBChubb Limited · Property & Casualty Insurance | Whole market | +15.8% | 20.4% | 0.82 | −42.6% | +256% | 0.49 | — |
| 88 | IHGInterContinental Hotels Group PLC · Hotels & Resorts | Whole market | +21.7% | 26.6% | 0.88 | −59.3% | +387% | 0.58 | — |
| 89 |  SCHDSchwab U.S. Dividend Equity ETF · US Dividend Equity | Whole market | +10.2% | 14.4% | 0.75 | −33.4% | +256% | 0.64 | 0.06% |
| 90 | EWTiShares MSCI Taiwan ETF · International Equity | Same or nearby category | +19.8% | 24.3% | 0.87 | −38.9% | +448% | 0.35 | 0.59% |
| 91 |  ORLYO'Reilly Automotive, Inc. · Specialty Retail | Whole market | +15.8% | 23.4% | 0.75 | −42.0% | +394% | 0.26 | — |
| 92 |  ETREntergy Corporation · Electric Utilities | Whole market | +19.8% | 22.4% | 0.92 | −42.0% | +326% | 0.23 | — |
| 93 |  SCHGSchwab U.S. Large-Cap Growth ETF · US Large-Cap Growth | Whole market | +12.8% | 22.5% | 0.65 | −34.5% | +438% | 0.32 | 0.04% |
| 94 | CNXNPC Connection, Inc. · Technology Distribution | Whole market | +16.6% | 29.2% | 0.67 | −41.8% | +286% | 0.37 | — |
| 95 |  AMEAMETEK, Inc. · Electronic Instruments | Whole market | +13.5% | 22.2% | 0.68 | −42.7% | +466% | 0.46 | — |
| 96 | XNTKState Street SPDR NYSE Technology ETF · Technology Equity | Whole market | +16.6% | 29.3% | 0.67 | −48.3% | +691% | 0.33 | 0.35% |
| 97 | CASYCasey's General Stores, Inc. · Convenience Stores | Whole market | +30.8% | 29.4% | 1.06 | −36.1% | +560% | 0.25 | — |
| 98 | DMLPDorchester Minerals, L.P. · Mineral Royalties | Whole market | +21.2% | 29.1% | 0.81 | −56.8% | +459% | 0.33 | — |
| 99 | ACGLArch Capital Group Ltd. · Property & Casualty Insurance | Whole market | +20.1% | 24.5% | 0.87 | −53.8% | +316% | 0.22 | — |
| 100 |  AZOAutoZone, Inc. · Specialty Retail | Whole market | +12.3% | 25.3% | 0.59 | −42.1% | +334% | 0.26 | — |
FITB against its popular alternatives
The investments people most often weigh against FITB, compared period by period and year by year.
How do FITB's risk and return compare with its alternatives?
This map plots each investment's annual return over the past 5 years against its volatility, the size of its typical price swings. Investments toward the upper left earned more for a smoother ride, and those toward the lower right earned less for a rougher one. The dashed lines cross at FITB, which divides the map into what did better or worse on each measure.
- Seven of the 22 popular alternatives, led by JPM, V and WTFC, were both more rewarding and calmer than FITB over the past 5 years, earning a higher annual return with lower volatility.
- Over the past 5 years, FITB returned 7.2% a year, less than the S&P 500's 12.5%, with higher volatility (31.4% against 17.2%).
Green points earned more than FITB with less volatility; red points earned less with more. Hover over a point for its figures. Total returns with dividends reinvested, annualized.
All figures
| Investment | Annual return | Volatility |
|---|---|---|
| JPM JPMorgan Chase & Co. | +17.3% | 24.3% |
| V Visa Inc. | +13.2% | 22.9% |
| SPY S&P 500State Street SPDR S&P 500 ETF | +12.5% | 17.2% |
| EWBC East West Bancorp, Inc. | +12.3% | 35.5% |
| WTFC Wintrust Financial Corporation | +12.0% | 31.1% |
| ONB Old National Bancorp | +10.5% | 29.9% |
| FHN First Horizon Corporation | +10.3% | 36.6% |
| MTB M&T Bank Corporation | +10.3% | 29.7% |
| CFG Citizens Financial Group, Inc. | +9.8% | 33.6% |
| RF Regions Financial Corporation | +7.7% | 30.9% |
| BOKF BOK Financial Corporation | +7.3% | 27.5% |
| FITB This pageFifth Third Bancorp | +7.2% | 31.4% |
| CFR Cullen/Frost Bankers, Inc. | +6.8% | 29.7% |
| KBE State Street SPDR S&P Bank ETF | +5.8% | 26.9% |
| PNC The PNC Financial Services Group, Inc. | +4.7% | 26.8% |
| BAC Bank of America Corporation | +4.0% | 26.6% |
| USB U.S. Bancorp | +3.6% | 29.6% |
| ZION Zions Bancorporation, National Association | +3.5% | 42.1% |
| HBAN Huntington Bancshares Incorporated | +3.2% | 31.2% |
| SCHW The Charles Schwab Corporation | +3.2% | 31.9% |
| KEY KeyCorp | +2.4% | 37.6% |
| CBSH Commerce Bancshares, Inc. | +1.9% | 23.9% |
| TFC Truist Financial Corporation | −0.9% | 31.6% |
| WAL Western Alliance Bancorporation | −6.9% | 59.9% |
Has FITB consistently beaten its popular alternatives?
This section compares FITB with the investments people most often weigh against it, checking each one over eight periods from one month to ten years. Counting how often an alternative earned more than FITB helps separate lasting outperformance from a single strong stretch.
- EWBC outperformed FITB in every long-term period and in all but one short-term period, the most consistent record in the group.
- Two of the 22 popular alternatives, EWBC and V, outperformed FITB in at least 3 of 5 short-term and 2 of 3 long-term timeframes.
- JPM, V and ONB earned more for the risk they took than FITB (a higher Sharpe ratio) and fell less in their worst decline of the past 10 years.
A green cell means the alternative earned more than FITB over that period. "Qualified" marks those that did so in at least 3 of 5 short-term periods and 2 of 3 long-term periods.
| Investment | Periods outperformed | Short term | Long term | Risk · 5 years | Fund | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Volatilitylower is calmer | Sharpehigher is better | Worst declinepast 10 years | Expense | Assets | Overlapsame sectors | ||
| FITB Fifth Third Bancorp (this page) | — | +1.7% | −6.9% | +6.9% | +14.3% | +31.9% | +157% | +41.4% | +255% | 31.4% | 0.38 | −64.0% | — | $48B | — |
| EWBC QualifiedEast West Bancorp, Inc. | 5/5 short3/3 longAll-weather | +5.7% | +1.4% | +10.0% | +17.6% | +32.9% | +174% | +78.3% | +315% | 35.5% | 0.51 | −67.7% | — | $18B | — |
| V QualifiedVisa Inc. | 4/5 short2/3 long | +14.4% | +17.5% | +33.6% | +20.3% | +20.9% | +83.1% | +86.1% | +435% | 22.9% | 0.66 | −36.4% | — | $774B | — |
| JPM Banks - DiversifiedJPMorgan Chase & Co. | 2/5 short2/3 long | −0.5% | −2.9% | +8.5% | +5.4% | +16.6% | +154% | +122% | +534% | 24.3% | 0.78 | −43.6% | — | $895B | — |
| RF Banks - RegionalRegions Financial Corporation | 0/5 short2/3 long | +1.8% | −7.0% | +2.6% | +6.1% | +22.6% | +128% | +45.0% | +285% | 30.9% | 0.40 | −60.8% | — | $24B | — |
| CFG Banks - RegionalCitizens Financial Group, Inc. | 0/5 short2/3 long | −0.4% | −9.4% | +1.5% | +12.2% | +32.8% | +212% | +59.4% | +261% | 33.6% | 0.45 | −65.6% | — | $27B | — |
| WTFC Banks - RegionalWintrust Financial Corporation | 2/5 short1/3 long | +3.5% | −5.2% | +2.0% | +6.1% | +20.6% | +113% | +76.6% | +217% | 31.1% | 0.52 | −74.5% | — | $10B | — |
| ONB Banks - RegionalOld National Bancorp | 1/5 short1/3 long | +0.5% | −4.2% | +5.9% | +13.5% | +23.8% | +97.0% | +64.6% | +140% | 29.9% | 0.48 | −40.8% | — | $9.6B | — |
| BAC Banks - DiversifiedBank of America Corporation | 0/5 short1/3 long | −9.1% | −16.7% | −2.9% | −7.2% | +2.1% | +115% | +21.4% | +281% | 26.6% | 0.28 | −49.0% | — | $357B | — |
| MTB Banks - RegionalM&T Bank Corporation | 0/5 short1/3 long | −0.3% | −10.6% | +3.8% | +11.5% | +25.9% | +119% | +63.1% | +148% | 29.7% | 0.48 | −53.0% | — | $32B | — |
| FHN Banks - RegionalFirst Horizon Corporation | 0/5 short1/3 long | +0.9% | −7.8% | −2.9% | −0.3% | +17.3% | +146% | +63.5% | +117% | 36.6% | 0.46 | −64.2% | — | $11B | — |
| CFR Banks - RegionalCullen/Frost Bankers, Inc. | 3/5 short0/3 long | +1.0% | −2.2% | +11.8% | +25.6% | +31.9% | +104% | +39.2% | +176% | 29.7% | 0.37 | −56.9% | — | $9.8B | — |
| ZION Banks - RegionalZions Bancorporation, National Association | 3/5 short0/3 long | +4.3% | −4.6% | +8.7% | +14.5% | +32.4% | +145% | +18.9% | +173% | 42.1% | 0.30 | −72.2% | — | $9.7B | — |
| CBSH Banks - RegionalCommerce Bancshares, Inc. | 2/5 short0/3 long | +1.5% | −3.3% | +12.8% | +9.8% | +13.2% | +56.7% | +9.7% | +121% | 23.9% | 0.20 | −38.1% | — | $8.1B | — |
| USB Banks - RegionalU.S. Bancorp | 2/5 short0/3 long | +1.9% | −6.0% | +8.0% | +14.5% | +31.7% | +118% | +19.1% | +97.4% | 29.6% | 0.27 | −52.1% | — | $94B | — |
| KEY Banks - RegionalKeyCorp | 1/5 short0/3 long | +3.6% | −7.4% | −1.9% | +4.1% | +26.3% | +147% | +12.5% | +146% | 37.6% | 0.26 | −65.2% | — | $23B | — |
| KBE FinancialsState Street SPDR S&P Bank ETF | 1/5 short0/3 long | +0.9% | −4.5% | +4.4% | +9.5% | +18.1% | +105% | +32.7% | +143% | 26.9% | 0.35 | −53.2% | 0.35% | $1.4B | — |
| TFC Banks - RegionalTruist Financial Corporation | 1/5 short0/3 long | +0.7% | −5.5% | −3.0% | +0.4% | +15.8% | +108% | −4.4% | +87.1% | 31.6% | 0.13 | −59.1% | — | $59B | — |
| PNC Banks - RegionalThe PNC Financial Services Group, Inc. | 0/5 short0/3 long | −0.2% | −9.9% | +1.9% | +10.2% | +28.6% | +129% | +25.8% | +237% | 26.8% | 0.31 | −49.6% | — | $90B | — |
| SCHW Financial - Capital MarketsThe Charles Schwab Corporation | 0/5 short0/3 long | −8.9% | −9.0% | +0.4% | −9.1% | −1.8% | +93.2% | +17.0% | +223% | 31.9% | 0.26 | −51.1% | — | $158B | — |
| WAL Banks - RegionalWestern Alliance Bancorporation | 0/5 short0/3 long | −1.4% | −7.6% | −1.1% | −8.9% | −0.6% | +95.7% | −30.0% | +137% | 59.9% | 0.20 | −84.8% | — | $8.4B | — |
| HBAN Banks - RegionalHuntington Bancshares Incorporated | 0/5 short0/3 long | −0.2% | −13.5% | −5.1% | −7.8% | +2.5% | +85.1% | +17.1% | +135% | 31.2% | 0.26 | −55.0% | — | $32B | — |
| BOKF Banks - RegionalBOK Financial Corporation | 0/5 short0/3 long | −1.5% | −8.4% | −3.5% | +10.3% | +25.6% | +90.0% | +41.9% | +128% | 27.5% | 0.39 | −65.0% | — | $7.8B | — |
How did FITB do year by year?
This table shows each investment's total return in every full calendar year since 1997, along with where FITB ranked among its popular alternatives each year. Annual results reveal how consistently each one kept pace with FITB and how far its good and bad years diverged, detail that multiyear averages tend to smooth over.
- FITB finished ahead of the S&P 500 in 12 of its 29 full calendar years.
- Among its popular alternatives, V came out ahead of FITB most often, in 12 of the 17 years both traded.
- Ranked against its popular alternatives each year, FITB finished in the top quarter in six of 29 years and in the bottom quarter in seven. In 2025, it ranked 11 of 23.
Newest year first. Green marks a year in which the fund came out ahead of FITB; gray means the two finished within a fraction of a point. The rank row places FITB among the alternatives that traded the full year; dark green is the top quarter and red the bottom quarter.
| Investment | Years ahead of FITB | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FITB This pageFifth Third Bancorp | — | +14.8% | +27.2% | +10.4% | −21.9% | +62.4% | −5.4% | +35.2% | −20.3% | +15.1% | +37.9% | +1.3% | −0.8% | +41.9% | +22.5% | −11.3% | +51.2% | +18.9% | −65.6% | −35.5% | +13.0% | −17.3% | −17.9% | +3.0% | −3.0% | +4.1% | +23.8% | +4.3% | +32.4% | +97.8% |
| Rank among alternatives | Top quarter in 6 of 29 | 11 of 23 | 14 of 23 | 6 of 23 | 20 of 23 | 2 of 23 | 8 of 23 | 8 of 23 | 17 of 23 | 11 of 23 | 11 of 23 | 14 of 23 | 19 of 22 | 7 of 22 | 12 of 22 | 11 of 22 | 5 of 22 | 7 of 22 | 21 of 21 | 17 of 21 | 13 of 21 | 19 of 19 | 19 of 19 | 18 of 19 | 15 of 19 | 8 of 19 | 8 of 19 | 3 of 18 | 5 of 18 | 1 of 18 |
| SPY S&P 500State Street SPDR S&P 500 ETF | 16 of 29 | +17.7% | +24.9% | +26.2% | −18.2% | +28.7% | +18.3% | +31.2% | −4.6% | +21.7% | +12.0% | +1.2% | +13.5% | +32.3% | +16.0% | +1.9% | +15.1% | +26.4% | −36.8% | +5.1% | +15.9% | +4.8% | +10.7% | +28.2% | −21.6% | −11.7% | −9.8% | +20.4% | +28.7% | +33.5% |
| EWBC East West Bancorp, Inc. | 17 of 26 | +20.3% | +36.8% | +12.8% | −14.4% | +58.0% | +7.2% | +14.4% | −27.4% | +21.4% | +25.1% | +9.5% | +13.0% | +66.4% | +10.8% | +1.8% | +24.1% | −0.6% | −32.5% | −30.9% | −2.5% | −12.5% | +57.4% | +50.2% | +41.3% | +4.0% | +120% | — | — | — |
| V Visa Inc. | 12 of 17 | +11.8% | +22.3% | +26.3% | −3.4% | −0.3% | +17.1% | +43.3% | +16.5% | +47.2% | +1.4% | +19.1% | +18.7% | +48.0% | +50.5% | +45.4% | −18.9% | +68.0% | — | — | — | — | — | — | — | — | — | — | — | — |
| JPM JPMorgan Chase & Co. | 18 of 29 | +37.3% | +44.3% | +30.6% | −12.6% | +27.8% | −5.5% | +47.3% | −6.6% | +26.8% | +34.5% | +8.4% | +9.9% | +36.7% | +36.2% | −19.9% | +2.3% | +34.4% | −25.1% | −6.9% | +25.7% | +5.7% | +10.0% | +60.5% | −30.7% | −17.4% | −10.1% | +11.7% | +32.9% | +25.5% |
| RF Regions Financial Corporation | 14 of 29 | +20.2% | +27.0% | −5.7% | +2.4% | +39.4% | −1.6% | +33.3% | −20.6% | +22.9% | +53.7% | −7.0% | +8.7% | +40.2% | +66.7% | −38.1% | +32.7% | −31.6% | −64.0% | −33.7% | +15.0% | 0.0% | +26.8% | +21.3% | +21.3% | +20.5% | +23.2% | −32.4% | +2.0% | +71.9% |
| CFG Citizens Financial Group, Inc. | 6 of 11 | +38.6% | +38.0% | −11.0% | −13.4% | +37.1% | −6.7% | +41.9% | −27.5% | +19.9% | +38.7% | +7.1% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| WTFC Wintrust Financial Corporation | 16 of 29 | +13.9% | +36.8% | +12.0% | −5.5% | +51.1% | −11.8% | +8.2% | −18.6% | +14.4% | +51.0% | +4.7% | +2.3% | +26.2% | +31.5% | −14.6% | +7.9% | +52.0% | −37.0% | −30.5% | −12.0% | −3.2% | +26.8% | +44.7% | +54.5% | +92.7% | +5.0% | −22.2% | +15.5% | +15.2% |
| ONB Old National Bancorp | 10 of 29 | +5.4% | +32.6% | −2.5% | +2.4% | +12.9% | −6.1% | +22.4% | −9.2% | −1.0% | +39.0% | −5.6% | −0.2% | +33.2% | +5.2% | +0.5% | −1.8% | −28.8% | +28.2% | −16.8% | −8.8% | −8.8% | +22.5% | +2.2% | +4.7% | −8.6% | −0.1% | −6.4% | +24.0% | +33.2% |
| BAC Bank of America Corporation | 15 of 29 | +28.0% | +33.9% | +4.9% | −23.8% | +49.6% | −11.6% | +46.1% | −15.0% | +35.7% | +33.4% | −4.8% | +15.7% | +34.5% | +109% | −58.1% | −11.2% | +7.6% | −63.1% | −18.9% | +20.8% | +2.4% | +21.5% | +20.1% | +14.6% | +42.7% | −4.5% | −14.0% | +1.2% | +27.3% |
| MTB M&T Bank Corporation | 16 of 29 | +10.4% | +41.7% | −1.7% | −2.9% | +24.3% | −22.2% | +21.6% | −14.6% | +10.8% | +32.2% | −1.3% | +10.4% | +21.3% | +33.2% | −9.1% | +34.8% | +23.1% | −27.0% | −31.5% | +14.2% | +2.8% | +11.6% | +25.6% | +10.4% | +8.6% | +66.3% | −19.4% | +12.5% | +62.8% |
| FHN First Horizon Corporation | 15 of 29 | +22.1% | +47.7% | −39.5% | +54.0% | +32.6% | −18.4% | +30.6% | −32.3% | +2.0% | +40.3% | +8.8% | +18.4% | +19.7% | +24.3% | −31.8% | −12.1% | +29.0% | −38.0% | −53.8% | +13.8% | −7.0% | +1.3% | +26.6% | +2.1% | +27.8% | +5.9% | −23.4% | +16.5% | +82.0% |
| CFR Cullen/Frost Bankers, Inc. | 11 of 29 | −2.8% | +27.9% | −16.1% | +8.6% | +48.2% | −7.6% | +14.6% | −4.8% | +9.9% | +52.0% | −12.4% | −2.5% | +41.3% | +6.1% | −10.4% | +26.4% | +2.3% | +3.1% | −6.5% | +6.5% | +13.2% | +22.6% | +27.4% | +8.5% | −24.2% | +67.0% | −3.8% | −7.4% | +86.8% |
| ZION Zions Bancorporation, National Association | 12 of 29 | +11.6% | +28.2% | −6.3% | −20.0% | +49.1% | −13.2% | +31.0% | −18.2% | +19.3% | +59.3% | −3.5% | −4.4% | +40.6% | +31.7% | −32.7% | +89.2% | −47.3% | −45.4% | −42.0% | +11.2% | +13.3% | +13.3% | +59.0% | −24.0% | −14.5% | +7.7% | −4.0% | +38.9% | +77.6% |
| CBSH Commerce Bancshares, Inc. | 14 of 29 | −10.1% | +24.7% | −16.0% | +5.7% | +11.5% | +3.4% | +29.0% | +7.7% | +3.3% | +45.9% | +5.3% | +4.1% | +37.9% | +4.5% | +3.8% | +11.2% | −4.1% | +6.2% | 0.0% | +0.1% | +11.8% | +10.0% | +34.4% | +7.9% | −6.8% | +35.0% | −14.5% | +0.3% | +57.2% |
| USB U.S. Bancorp | 13 of 29 | +16.4% | +15.6% | +4.8% | −19.1% | +24.3% | −17.9% | +33.6% | −12.4% | +6.6% | +23.4% | −2.8% | +13.8% | +29.6% | +20.9% | +2.3% | +20.7% | −9.0% | −16.6% | −8.0% | +26.3% | −0.5% | +10.6% | +45.3% | +5.3% | −6.8% | +13.2% | −30.5% | +64.5% | +90.1% |
| KEY KeyCorp | 13 of 29 | +26.2% | +25.4% | −11.6% | −21.6% | +45.9% | −14.5% | +42.7% | −24.6% | +12.7% | +42.1% | −3.2% | +5.5% | +62.4% | +12.0% | −11.6% | +60.4% | −34.0% | −61.6% | −35.5% | +19.9% | +0.9% | +20.1% | +22.1% | +8.1% | −8.8% | +33.9% | −28.4% | −7.1% | +44.5% |
| KBE State Street SPDR S&P Bank ETF | 7 of 20 | +12.3% | +23.8% | +5.3% | −14.8% | +33.5% | −8.8% | +29.8% | −19.7% | +10.5% | +30.9% | +2.5% | +2.8% | +41.4% | +22.7% | −22.1% | +23.0% | −1.8% | −47.3% | −21.7% | +16.1% | — | — | — | — | — | — | — | — | — |
| TFC Truist Financial Corporation | 11 of 29 | +19.1% | +23.7% | −8.6% | −23.5% | +26.1% | −11.1% | +34.6% | −10.2% | +8.7% | +28.4% | −0.1% | +6.9% | +32.7% | +18.6% | −1.9% | +5.9% | −2.0% | −4.5% | −27.2% | +8.9% | +3.4% | +12.8% | +8.1% | +5.6% | −0.4% | +40.6% | −30.6% | +28.5% | +81.3% |
| PNC The PNC Financial Services Group, Inc. | 16 of 29 | +12.2% | +29.4% | +2.7% | −18.6% | +38.2% | −2.8% | +40.9% | −17.0% | +26.0% | +25.8% | +6.8% | +20.3% | +36.4% | +3.6% | −3.1% | +15.8% | +10.2% | −22.2% | −8.3% | +23.6% | +11.7% | +8.9% | +36.2% | −22.5% | −20.7% | +70.4% | −15.0% | −2.2% | +56.7% |
| SCHW The Charles Schwab Corporation | 17 of 29 | +36.6% | +9.2% | −16.0% | +0.1% | +60.2% | +13.6% | +16.4% | −18.4% | +31.1% | +21.0% | +9.9% | +17.2% | +83.3% | +29.8% | −33.1% | −7.8% | +18.1% | −36.1% | +40.0% | +32.8% | +23.5% | +1.7% | +9.5% | −29.5% | −45.4% | +11.4% | +36.3% | +102% | +97.6% |
| WAL Western Alliance Bancorporation | 13 of 20 | +2.5% | +29.7% | +14.1% | −43.7% | +81.7% | +7.7% | +45.9% | −30.3% | +16.2% | +35.8% | +29.0% | +16.5% | +127% | +69.0% | −15.3% | +94.5% | −62.5% | −46.2% | −46.0% | +16.4% | — | — | — | — | — | — | — | — | — |
| HBAN Huntington Bancshares Incorporated | 14 of 29 | +10.8% | +33.7% | −4.6% | −4.5% | +27.1% | −11.2% | +31.8% | −15.2% | +12.9% | +23.0% | +7.5% | +11.6% | +54.1% | +19.5% | −18.4% | +89.5% | −51.5% | −44.2% | −34.3% | +4.3% | −0.4% | +13.4% | +24.3% | +12.5% | +11.0% | −22.1% | −10.1% | −5.8% | +54.1% |
| BOKF BOK Financial Corporation | 14 of 29 | +13.8% | +27.2% | −15.3% | +0.6% | +57.6% | −19.0% | +22.1% | −19.0% | +13.6% | +43.0% | +2.2% | −7.2% | +24.8% | +3.6% | +5.2% | +14.7% | +20.3% | −20.5% | −4.6% | +22.4% | −6.2% | +29.7% | +23.2% | +5.8% | +52.8% | +5.2% | −11.7% | +25.1% | +48.0% |
Risk and diversification
How FITB has fallen, how it held up in crashes beside the S&P 500 and its popular alternatives, and what moves independently of it.
What were FITB's worst declines?
A drawdown is the decline from a peak to the lowest point before a new high. This section presents FITB's five deepest drawdowns since it began trading in 1986, alongside the S&P 500's return over the same dates, and how long each took to recover. Together, these figures show how much an investor could have lost and how long it took to get back to even.
- In all four of FITB's worst declines, the S&P 500 held up better over the same dates.
- Not every decline was the market's doing: FITB fell 39.8% from November 1999 to March 2000, while the S&P 500 slipped only 2.9%.
- The slowest recovery came after FITB fell 98.1% from April 2002 to February 2009; it did not regain that peak until April 2021, 12 years later.
Green means FITB fell less than the S&P 500 over the same dates. Based on daily closing prices with dividends reinvested.
| During | FITB fell | S&P 500, same dates | Peak | Low | Time to the low | Back at the peak | Time to recover |
|---|---|---|---|---|---|---|---|
| 2008 financial crisis | −98.1% | −21.2% | Apr 2002 | Feb 2009 | 6.8 years | Apr 2021 | 12.2 years |
| 2022 bear market | −51.7% | −11.1% | Jan 2022 | May 2023 | 16 months | Oct 2024 | 17 months |
| No named crash | −39.8% | −2.9% | Nov 1999 | Mar 2000 | 4 months | Sep 2000 | 6 months |
| No named crash | −39.2% | — | Oct 1989 | Sep 1990 | 11 months | Feb 1991 | 5 months |
| No named crash | −29.9% | −13.5% | Nov 2024 | Apr 2025 | 5 months | Dec 2025 | 8 months |
How did FITB do in stock market crashes?
This section measures how far FITB, the S&P 500 and each alternative fell from peak to trough during every major market crash since 2000. A smaller decline means an investment held up better, and comparing results across crashes shows whether that resilience was consistent or a one-off.
- FITB fell further than the S&P 500 in eight of the ten crashes it has traded through. The clearest case was the 2008 financial crisis, when FITB fell 96.9% and the S&P 500 fell 55.2%.
- Among its popular alternatives, CBSH held up best, falling less than FITB in nine of the ten crashes they both traded through.
Newest crash first. Each figure is the fund's deepest fall within the crash window; green means a smaller fall than FITB.
| Investment | Held up better | 2023 regional bank crisisMar 2023 | 2022 bear marketJan 2022 | Covid crashFeb 2020 | Late-2018 sell-offSep 2018 | February 2018 volatility shockFeb 2018 | 2015 China and oil sell-offAug 2015 | 2011 euro debt crisisJul 2011 | 2010 flash crashMay 2010 | 2008 financial crisisOct 2007 | Dot-com bustMar 2000 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| FITB This pageFifth Third Bancorp | — | −22.1% | −36.5% | −60.9% | −23.8% | −6.1% | −34.9% | −28.9% | −2.3% | −96.9% | −22.0% |
| SPY S&P 500State Street SPDR S&P 500 ETF | 8 of 10 | −3.4% | −24.5% | −33.7% | −19.3% | −6.5% | −12.8% | −17.9% | −1.5% | −55.2% | −47.5% |
| EWBC East West Bancorp, Inc. | 5 of 10 | −28.9% | −33.1% | −43.9% | −35.2% | −5.0% | −39.0% | −28.0% | −5.7% | −91.3% | −36.6% |
| V Visa Inc. | 7 of 8 | −3.5% | −24.1% | −36.4% | −19.1% | −5.8% | −15.8% | −11.5% | −0.8% | — | — |
| JPM JPMorgan Chase & Co. | 6 of 10 | −5.4% | −37.9% | −42.5% | −21.3% | −5.6% | −22.0% | −32.1% | −0.1% | −67.7% | −74.0% |
| RF Regions Financial Corporation | 5 of 10 | −12.6% | −27.1% | −55.1% | −34.8% | −7.0% | −33.7% | −52.9% | −2.7% | −91.3% | −24.4% |
| CFG Citizens Financial Group, Inc. | 2 of 6 | −19.5% | −39.7% | −60.5% | −31.3% | −8.3% | −32.8% | — | — | — | — |
| WTFC Wintrust Financial Corporation | 5 of 10 | −18.4% | −26.7% | −62.7% | −30.2% | −7.3% | −28.9% | −28.0% | −3.2% | −77.4% | −28.1% |
| ONB Old National Bancorp | 8 of 10 | −8.5% | −27.4% | −32.7% | −27.8% | −4.9% | −26.8% | −20.7% | −0.9% | −62.9% | −35.8% |
| BAC Bank of America Corporation | 4 of 10 | −12.4% | −38.7% | −47.8% | −26.4% | −6.9% | −37.8% | −45.2% | −0.6% | −93.4% | −36.3% |
| MTB M&T Bank Corporation | 8 of 10 | −9.4% | −18.0% | −47.6% | −21.1% | −5.7% | −23.2% | −23.1% | −0.2% | −69.6% | −23.9% |
| FHN First Horizon Corporation | 5 of 10 | −24.9% | −11.9% | −57.1% | −30.8% | −6.3% | −27.4% | −40.8% | −0.6% | −80.4% | −24.7% |
| CFR Cullen/Frost Bankers, Inc. | 7 of 10 | −18.0% | −21.3% | −47.4% | −23.9% | −4.4% | −41.5% | −19.8% | −0.7% | −40.6% | −43.8% |
| ZION Zions Bancorporation, National Association | 3 of 10 | −35.8% | −33.9% | −47.9% | −26.3% | −6.4% | −36.6% | −41.6% | −3.3% | −90.6% | −43.6% |
| CBSH Commerce Bancshares, Inc. | 9 of 10 | −7.7% | −14.4% | −33.8% | −18.4% | −4.8% | −17.9% | −21.0% | −0.8% | −44.5% | −24.5% |
| USB U.S. Bancorp | 7 of 10 | −19.7% | −36.8% | −47.2% | −20.4% | −7.5% | −17.7% | −24.7% | −1.2% | −76.1% | −42.8% |
| KEY KeyCorp | 4 of 10 | −34.2% | −40.6% | −58.8% | −32.9% | −7.7% | −32.5% | −31.7% | −1.1% | −82.9% | −25.5% |
| KBE State Street SPDR S&P Bank ETF | 6 of 9 | −20.0% | −28.7% | −49.4% | −27.5% | −6.2% | −27.2% | −29.3% | −1.6% | −81.9% | — |
| TFC Truist Financial Corporation | 7 of 10 | −26.3% | −35.8% | −53.5% | −20.1% | −6.8% | −24.4% | −27.2% | 0.0% | −66.6% | −24.8% |
| PNC The PNC Financial Services Group, Inc. | 9 of 10 | −10.4% | −34.0% | −47.8% | −23.2% | −5.4% | −20.8% | −24.1% | −0.4% | −76.7% | −49.6% |
| SCHW The Charles Schwab Corporation | 2 of 10 | −31.9% | −36.9% | −41.5% | −26.5% | −8.2% | −37.0% | −28.9% | −5.5% | −56.0% | −83.1% |
| WAL Western Alliance Bancorporation | 3 of 9 | −63.5% | −48.3% | −61.9% | −36.6% | −5.4% | −29.4% | −36.3% | −4.8% | −83.6% | — |
| HBAN Huntington Bancshares Incorporated | 5 of 10 | −23.0% | −31.3% | −49.6% | −28.3% | −6.1% | −31.7% | −26.2% | −3.6% | −93.9% | −37.2% |
| BOKF BOK Financial Corporation | 6 of 10 | −11.9% | −37.8% | −56.3% | −32.2% | −5.2% | −37.7% | −19.7% | −0.7% | −61.6% | −23.2% |
How closely does FITB move with the S&P 500?
Upside capture measures how much of the S&P 500's gains an investment kept in the months the market rose, and downside capture how much of its losses it took in the months the market fell. An investment that captures more of the gains than the losses has compounded ahead of the market over time. This section compares FITB with its popular alternatives on both measures, and on beta (how strongly each has moved with the market), over the past 10 years.
- V took just 79% of the S&P 500's losses, against 114% for FITB, while still keeping 93% of its gains.
- Over the past 10 years, FITB captured 102% of the S&P 500's gains in rising months and 114% of its losses in falling months, with a beta of 1.22. It amplified the market's moves in both directions.
- Six of the 22 popular alternatives had a higher capture ratio (upside capture divided by downside capture) than FITB's 0.89, led by V, JPM and SCHW.
Monthly total returns over the past 10 years, measured against SPY. 100% capture or a beta of 1.00 means moving in line with the S&P 500. Green marks a better figure than FITB's: more upside, less downside or a higher capture ratio. Sorted by capture ratio.
| Investment | Upside capture | Downside capture | Capture ratio | Beta |
|---|---|---|---|---|
| FITB This pageFifth Third Bancorp | 102% | 114% | 0.89 | 1.22 |
| V Visa Inc. | 93% | 79% | 1.18 | 0.87 |
| JPM JPMorgan Chase & Co. | 117% | 103% | 1.14 | 1.09 |
| SCHW The Charles Schwab Corporation | 89% | 90% | 0.99 | 0.91 |
| CFR Cullen/Frost Bankers, Inc. | 75% | 77% | 0.97 | 0.97 |
| EWBC East West Bancorp, Inc. | 111% | 118% | 0.94 | 1.39 |
| CBSH Commerce Bancshares, Inc. | 59% | 64% | 0.92 | 0.77 |
| RF Regions Financial Corporation | 113% | 127% | 0.89 | 1.26 |
| BAC Bank of America Corporation | 127% | 146% | 0.87 | 1.36 |
| MTB M&T Bank Corporation | 75% | 86% | 0.87 | 0.86 |
| PNC The PNC Financial Services Group, Inc. | 108% | 127% | 0.85 | 1.15 |
| CFG Citizens Financial Group, Inc. | 118% | 140% | 0.84 | 1.37 |
| ONB Old National Bancorp | 75% | 89% | 0.84 | 0.89 |
| WTFC Wintrust Financial Corporation | 97% | 117% | 0.83 | 1.20 |
| FHN First Horizon Corporation | 66% | 79% | 0.83 | 1.03 |
| ZION Zions Bancorporation, National Association | 97% | 122% | 0.79 | 1.17 |
| KBE State Street SPDR S&P Bank ETF | 92% | 121% | 0.76 | 1.15 |
| HBAN Huntington Bancshares Incorporated | 89% | 116% | 0.76 | 1.13 |
| KEY KeyCorp | 100% | 132% | 0.75 | 1.28 |
| BOKF BOK Financial Corporation | 92% | 123% | 0.75 | 1.13 |
| USB U.S. Bancorp | 89% | 130% | 0.69 | 1.05 |
| WAL Western Alliance Bancorporation | 117% | 169% | 0.69 | 1.52 |
| TFC Truist Financial Corporation | 86% | 126% | 0.68 | 1.11 |
What diversifies FITB?
Correlation measures how closely two investments move together, on a scale from 1 (in lockstep) through 0 (unrelated) to -1 (in opposite directions). This section lists large ETFs and stocks whose returns have had a low correlation with FITB's. Because such investments tend not to fall at the same time, pairing FITB with them can reduce a portfolio's overall swings.
- Moving a fifth of the money in FITB into GLD would have cut the portfolio's volatility by 19% over the past 5 years and raised its annual return (+7.6% for FITB alone, +10.7% for the mix).
- Among large ETFs, DXJ, DBEF and SMH have moved largely independently of FITB over the past 5 years, with correlations of 0.49 or lower, and each still earned a positive 5-year return.
- MCK made money in six of the ten calendar years in which FITB lost money.
Only ETFs with at least $1.0B in assets and stocks worth at least $10B, with a correlation below 0.5 over the past 5 years and a positive return, are included, ranked by Sharpe ratio; funds that hold the same thing are shown once. The year columns are the years in which FITB lost money. The last two columns show a portfolio that is 80% FITB and 20% the other investment, rebalanced monthly.
ETFs
| Investment | Correlation | 5Y return | Sharpe | 2022 | 2020 | 2018 | 2014 | 2011 | 2008 | 2007 | 2005 | 2004 | 2002 | 80/20 mix volatility | 80/20 mix annual return |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FITB Fifth Third Bancorp (this page) | 1.00 | +41.4% | 0.38 | −21.9% | −5.4% | −20.3% | −0.8% | −11.3% | −65.6% | −35.5% | −17.3% | −17.9% | −3.0% | 29.8% | +7.6% |
| DXJ InternationalWisdomTree Japan Hedged Equity Fund | 0.21 | +225% | 1.34 | +6.0% | +3.9% | −19.8% | +8.1% | −16.1% | −20.8% | −7.4% | — | — | — | 24.5% | +12.0% |
| DBEF InternationalXtrackers MSCI EAFE Hedged Equity ETF | 0.49 | +83.6% | 0.95 | −5.1% | +2.1% | −9.5% | +3.4% | — | — | — | — | — | — | 25.0% | +9.4% |
| SMH TechnologyVanEck Semiconductor ETF | 0.33 | +304% | 0.94 | −33.5% | +55.5% | −9.1% | +30.2% | +6.8% | −44.7% | +6.0% | +10.8% | −19.3% | −47.0% | 26.9% | +14.3% |
| XLE EnergyState Street Energy Select Sector SPDR ETF | 0.36 | +178% | 0.94 | +64.4% | −32.7% | −18.2% | −8.7% | +2.8% | −39.0% | +36.8% | +40.1% | +33.8% | −14.8% | 26.2% | +11.4% |
| GLD CommoditiesSPDR Gold Shares | -0.01 | +120% | 0.93 | −0.8% | +24.8% | −1.9% | −2.2% | +9.6% | +4.9% | +30.4% | +17.8% | — | — | 24.0% | +10.7% |
| SPMO Broad MarketInvesco S&P 500 Momentum ETF | 0.44 | +130% | 0.91 | −10.4% | +28.2% | −0.9% | — | — | — | — | — | — | — | 25.9% | +10.9% |
| AMLP EnergyAlerian MLP ETF | 0.47 | +114% | 0.90 | +25.5% | −32.3% | −12.6% | +4.8% | +10.2% | — | — | — | — | — | 25.8% | +10.3% |
| EWT TechnologyiShares MSCI Taiwan ETF | 0.35 | +147% | 0.87 | −28.9% | +31.5% | −9.9% | +7.0% | −21.8% | −45.3% | +6.4% | +4.7% | +8.0% | −24.4% | 26.1% | +11.2% |
Stocks
| Investment | Correlation | 5Y return | Sharpe | 2022 | 2020 | 2018 | 2014 | 2011 | 2008 | 2007 | 2005 | 2004 | 2002 | 80/20 mix volatility | 80/20 mix annual return |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FITB Fifth Third Bancorp (this page) | 1.00 | +41.4% | 0.38 | −21.9% | −5.4% | −20.3% | −0.8% | −11.3% | −65.6% | −35.5% | −17.3% | −17.9% | −3.0% | 29.8% | +7.6% |
| CAH Medical - DistributionCardinal Health, Inc. | 0.24 | +471% | 1.54 | +54.1% | +10.1% | −24.5% | +23.0% | +8.1% | −39.6% | −9.8% | +18.7% | −4.7% | −8.3% | 25.6% | +14.1% |
| CLS Hardware, Equipment & PartsCelestica Inc. | 0.29 | +2,780% | 1.43 | +1.3% | −2.4% | −16.3% | +12.9% | −24.4% | −20.5% | −25.7% | −25.2% | −6.4% | −65.1% | 29.4% | +26.2% |
| MCK Medical - DistributionMcKesson Corporation | 0.10 | +397% | 1.41 | +51.8% | +27.1% | −28.4% | +29.3% | +11.8% | −40.4% | +29.7% | +64.9% | −1.4% | −27.2% | 24.8% | +13.7% |
| FIX Engineering & ConstructionComfort Systems USA, Inc. | 0.30 | +1,452% | 1.41 | +17.0% | +6.7% | +0.8% | −10.4% | −17.0% | −15.2% | +2.1% | +20.1% | +40.0% | −9.4% | 27.9% | +22.4% |
| MPC Oil & Gas Refining & MarketingMarathon Petroleum Corporation | 0.20 | +660% | 1.39 | +86.6% | −27.4% | −8.2% | +0.4% | — | — | — | — | — | — | 25.9% | +16.2% |
Common questions
What was FITB's worst drawdown?
FITB's deepest decline since it began trading in 1986 was 98.1%, from April 2002 to February 2009. It took about 12 years from the low to climb back to its old high.
What were FITB's best and worst years?
Over 29 full calendar years, FITB's best year was 1997, when it returned 97.8%. Its worst was 2008, with a return of -65.6%.
Is there a better investment than FITB?
Among FITB's popular alternatives, V, JPM and MTB earned more than FITB with less volatility over the past 5 years. V returned 13.2% a year at 22.9% volatility, against 7.2% a year at 31.4%. Looking beyond its popular alternatives, RY (banks) and PBAM (regional banks) earned more than FITB with less volatility over the past 5 years. RY returned 17.5% a year at 18.2% volatility, against 7.2% a year at 31.4%.
Is FITB more volatile than the S&P 500?
Yes. FITB's volatility over the past 5 years was 31.4%, 1.8 times the S&P 500's 17.2%. Volatility measures how widely returns swing around their average: in roughly two years out of three, FITB's return lands within 31.4% of its average, either way. The higher it is, the rougher the ride and the harder it is to hold through a slump.
What is FITB's Sharpe ratio?
FITB's Sharpe ratio over the past 5 years was 0.38, against 0.78 for the S&P 500, so FITB earned less for each unit of risk than an index fund did. The Sharpe ratio is the return earned above cash for each unit of volatility: two investments with the same return are not equal if one got there with far bigger swings.
How correlated is FITB with the S&P 500?
Over the past 5 years, FITB's monthly returns had a correlation of 0.51 with the S&P 500. Correlation runs from 1 (moving in lockstep) through 0 (unrelated) to −1 (moving in opposite directions). They often move together: some diversification next to an index fund, but not a cushion. In the table, the correlation column measures each option against FITB instead: the lower it is, the more that option would diversify a FITB holding.
What are the best alternatives to FITB?
Of the 22 popular alternatives we compared, two outperformed FITB in at least 3 of 5 short-term and 2 of 3 long-term timeframes, with dividends reinvested: EWBC and V.
Did FITB outperform the S&P 500?
FITB finished ahead of the S&P 500 (SPY) in 12 of 29 full calendar years. In 2025, it returned +14.8%, against +17.7% for the index.
How did FITB do in stock market crashes?
FITB fell less than the S&P 500 (SPY) in one of the ten major crashes it has traded through, and further in eight. The clearest case was the 2008 financial crisis, when FITB fell 96.9% and the S&P 500 fell 55.2%.
What diversifies FITB?
These had a low correlation with FITB over the past 5 years and still earned a positive 5-year return: among large ETFs, DXJ (correlation 0.21), DBEF (correlation 0.49) and SMH (correlation 0.33); among large stocks, CAH (correlation 0.24), CLS (correlation 0.29) and MCK (correlation 0.10). A correlation near zero means the two have moved largely independently.
How we measure
- Short-term periods are 1M, 3M, 6M, YTD, 1Y; long-term periods are 3Y, 5Y, 10Y. An investment outperformed in a period when its total return, with dividends reinvested, was higher than FITB's. Returns within 0.5 points or 3% of FITB's, whichever is larger, count as a tie.
- "Qualified" means outperforming in at least 3 of 5 short-term periods and 2 of 3 long-term periods. "All-weather" means outperforming in every long-term period and all but one short-term period.
- Popular alternatives are the funds and stocks most often compared with this one. We include only those that trade today, are not leveraged or inverse, and hold at least $200 million.
- Volatility is the annualized standard deviation of daily returns over 5 years, a measure of how much the price typically swings in a year. The Sharpe ratio is the return above cash for each unit of that volatility.
- A decline, or drawdown, runs from a peak to the lowest close before the next high. The worst decline ever uses all the price history we have; comparisons between funds use the past 10 years so that younger funds are judged on the same stretch.
- Sector overlap is the share of assets two funds hold in the same sectors. Correlation and the mixed-portfolio figures use monthly returns.
- Upside and downside capture follow Morningstar's definition: the compound monthly return in the months the S&P 500 rose (or fell), divided by the S&P 500's compound return in those months. Beta measures how strongly monthly returns have moved with the S&P 500. All three use the same window for every investment.
- Figures are computed from daily adjusted prices and update after each trading day. Past performance does not predict future results.
More research
Popular alternatives to FITB
- VVisa
- JPMJPMorgan Chase & Co.
BACBank of America
USBU.S. Bancorp
TFCTruist Financial
PNCPNC Financial Services Group
SCHWCharles Schwab
NVDA
GOOG