BetterThanSPY

Relative Intelligence · Banks

How UBS Group (UBS) compares with the whole market and its popular alternatives

Built by QuantCommons' quantitative engine, this page is about relative opportunity, not data on UBS alone. It places UBS (UBS Group AG) against 20+ popular alternatives, its neighboring categories and the entire market of over 10,000 U.S.-listed stocks and ETFs, and surfaces what has done better on consistent outperformance, return for the risk taken, behavior in real market crashes and diversification. The result is a clearer view of where UBS stands in the market, and of the alternatives worth a closer look.

Period covered: UBS's full trading record, from May 2000 through September 2026. The crash tests reach back to 2000 using older funds and the S&P 500. All returns include reinvested dividends. Data as of October 22, 2026.

Data as of October 22, 2026. Full tables and charts read best on a larger screen.

Rank the market against UBS →Chart UBS vs. 24 alternatives →

This page answers the following questions about UBS

Key findings

Not AI-generated

These key findings are generated by our proprietary relative intelligence engine, directly from the data on this page.

How much would $10,000 in UBS have grown?

This chart tracks a hypothetical $10,000 investment in UBS over the past 26 years, with dividends reinvested, alongside the same amount in the S&P 500, investments that ended ahead of UBS over the same span and UBS's popular alternatives, among those that traded for the entire period. A second view covers the past 5 years, the period the better options further down the page are judged on. It shows not only where each investment ended up but also how smooth or uneven the path was.

Choose a period

From the end of September 2000 to the end of September 2026. The scale is logarithmic, so equal steps up the chart are equal percentage gains. Hover over a fund in the key to pick out its line. 938 of the 1,261 stocks and funds worth at least $500 million that traded the whole period ended ahead of UBS; the chart shows 5, closest alternatives first. The other 3 lines are popular alternatives, shown for context.

$5,000$10,000$20,000$50,000$100,000$200,0002000200420082012201620202024$10,000$100,0002000200720142021
  • CM$233,444+2,234% total · +12.9% a year
  • JPM$150,662+1,407% total · +11.0% a year
  • GS$114,512+1,045% total · +9.8% a year
  • SPY (S&P 500)$84,332+743% total · +8.5% a year
  • BBVA$66,746+567% total · +7.6% a year
  • SAN$58,107+481% total · +7.0% a year
  • HSBC$51,008+410% total · +6.5% a year
  • UBS$44,195+342% total · +5.9% a year
  • MS$42,275+323% total · +5.7% a year
  • MUFG$36,563+266% total · +5.1% a year
Change the dates or add tickers to this chart in EasyCompare

From the end of September 2021 to the end of September 2026. Hover over a fund in the key to pick out its line. 269 of the 3,630 stocks and funds worth at least $500 million that traded the whole period ended ahead of UBS; the chart shows 5, closest alternatives first. The other 3 lines are popular alternatives, shown for context.

$0$10,000$20,000$30,000$40,000$50,000$60,000$70,000202120222023202420252026$0$20,000$40,000$60,000$80,000202120222023202420252026
  • BBVA$57,750+478% total · +42.0% a year
  • HSBC$51,297+413% total · +38.7% a year
  • SAN$45,493+355% total · +35.4% a year
  • SMFG$44,827+348% total · +35.0% a year
  • MUFG$44,537+345% total · +34.8% a year
  • UBS$34,575+246% total · +28.2% a year
  • CM$25,433+154% total · +20.5% a year
  • JPM$22,905+129% total · +18.0% a year
  • MS$22,663+127% total · +17.8% a year
  • SPY (S&P 500)$19,000+90.0% total · +13.7% a year
Change the dates or add tickers to this chart in EasyCompare

UBS at a glance

This section summarizes the key facts about the stock, its returns over periods from one to ten years and the risk it has carried, with dividends reinvested throughout. These figures serve as the baseline for every comparison that follows.

The company

Market value
$144B
Industry
Banks - Diversified
Price history from
May 2000

Returns

Past 1 year
+26.3%total return
Past 3 years
+115%+29.1% a year
Past 5 years
+204%+24.9% a year
Past 10 years
+363%+16.6% a year
Best calendar year
+69.8%2023
Worst calendar year
−68.9%2008
Losing years
7 of 25full calendar years

Risk

Volatility
30.4%typical yearly swing, 5 years
Sharpe ratio
0.89return per unit of risk, 5 years
Worst decline ever
−89.0%Apr 2007 to Mar 2009
From its all-time high
−15.9%below the peak

UBS against the whole market

Where UBS ranks among every stock and fund, and what across the market has done better.

How does UBS rank among all stocks?

This section ranks UBS on return, volatility, risk-adjusted return and worst decline against every stock worth at least $300 million with enough history. Where the comparisons with its popular alternatives show how UBS stacks up against its peers, these rankings show where it stands in the market as a whole.

Ranked against U.S.-listed stocks worth at least $300M that have enough history for each measure, so the count changes from row to row; smaller stocks are left out. Lower volatility and smaller declines rank higher.

MeasureUBSRankStanding
1-year return+26.3%1,096 of 3,282top 33%
3-year return+115%820 of 3,016top 27%
5-year return+204%302 of 2,897top 10%
10-year return+363%460 of 2,201top 21%
Volatility, 5 years30.4%769 of 2,897top 27%
Sharpe ratio, 5 years0.89184 of 2,897top 6%
Worst decline, past 10 years−59.8%869 of 2,184top 40%

What has beaten UBS on both return and risk?

Each dot is an investment, placed by how much it earned a year over the past 5 years (higher is better) and how much its price swung, its volatility (further left is calmer). UBS sits where the dashed lines cross. Anything in the green box above and to the left earned more than UBS with smaller swings, a better trade-off over this period on both counts. Past results are no promise, but a name in the box is worth a closer look.

Annual return is the annualized total return with dividends reinvested, and volatility the annualized swing in daily prices, both over 5 years. Labeled dots are the strongest picks from the table below and the names called out above, colored by how close they sit to UBS; faint dots are 5 more of the 13 in the green region (the strongest, one per fund family). 3,641 stocks and funds worth at least $500 million were screened. Hover over a dot for its figures.

15.0%17.5%20.0%22.5%25.0%27.5%30.0%32.5%35.0%10.0%15.0%20.0%25.0%30.0%35.0%40.0%45.0%Volatility over 5 years (annualized)Annual return over 5 yearsMore return, less volatility than UBSWELL: +27.0% a year, volatility 23.8%CW: +29.5% a year, volatility 28.8%XOM: +27.5% a year, volatility 26.5%PAA: +28.4% a year, volatility 25.6%PAGP: +27.8% a year, volatility 26.0%UBS: +24.9% a year, volatility 30.4%SPY (S&P 500): +12.5% a year, volatility 17.2%SMFG: +34.0% a year, volatility 29.4%HSBC: +32.8% a year, volatility 25.9%MUFG: +33.5% a year, volatility 29.4%BBVA: +39.0% a year, volatility 33.3%RY: +17.5% a year, volatility 18.2%SAN: +31.7% a year, volatility 33.9%DXJ: +26.6% a year, volatility 19.1%PBAM: +27.5% a year, volatility 18.9%EPU: +28.1% a year, volatility 24.9%MFG: +33.9% a year, volatility 30.6%NECB: +25.6% a year, volatility 24.9%BLX: +31.0% a year, volatility 25.9%MCK: +37.8% a year, volatility 25.1%GWW: +26.7% a year, volatility 24.9%CAH: +41.7% a year, volatility 24.7%LLY: +41.2% a year, volatility 32.8%NHC: +31.2% a year, volatility 28.6%ABBV: +25.5% a year, volatility 23.4%CIBR: +14.5% a year, volatility 26.2%VGT: +18.1% a year, volatility 26.1%UBSSPY (S&P 500)SMFGHSBCMUFGBBVARYSANDXJPBAMEPUMFGNECBBLXMCKGWWCAHLLYNHCABBVCIBRVGT15.0%20.0%25.0%30.0%35.0%10.0%20.0%30.0%40.0%50.0%Volatility over 5 years (annualized)Annual return over 5 yearsMore return, less volatility than UBSWELL: +27.0% a year, volatility 23.8%CW: +29.5% a year, volatility 28.8%XOM: +27.5% a year, volatility 26.5%PAA: +28.4% a year, volatility 25.6%PAGP: +27.8% a year, volatility 26.0%UBS: +24.9% a year, volatility 30.4%SPY (S&P 500): +12.5% a year, volatility 17.2%SMFG: +34.0% a year, volatility 29.4%HSBC: +32.8% a year, volatility 25.9%MUFG: +33.5% a year, volatility 29.4%BBVA: +39.0% a year, volatility 33.3%RY: +17.5% a year, volatility 18.2%SAN: +31.7% a year, volatility 33.9%DXJ: +26.6% a year, volatility 19.1%PBAM: +27.5% a year, volatility 18.9%EPU: +28.1% a year, volatility 24.9%MFG: +33.9% a year, volatility 30.6%NECB: +25.6% a year, volatility 24.9%BLX: +31.0% a year, volatility 25.9%MCK: +37.8% a year, volatility 25.1%GWW: +26.7% a year, volatility 24.9%CAH: +41.7% a year, volatility 24.7%LLY: +41.2% a year, volatility 32.8%NHC: +31.2% a year, volatility 28.6%ABBV: +25.5% a year, volatility 23.4%CIBR: +14.5% a year, volatility 26.2%VGT: +18.1% a year, volatility 26.1%UBSSPY (S&P 500)SMFGHSBCBBVARYSANDXJPBAMEPUNECBBLXMCKGWWCAHLLYNHCABBVCIBRVGT
  • Popular alternatives
  • Same and neighboring categories, and shared themes
  • The whole market
  • Others in the green region

Is there a better investment than UBS?

Investments that beat UBS over the past 5 years on return, volatility, drawdowns, consistency, crash losses or fees, from its popular alternatives out to the whole market.

How this works

The table below lists investments that beat UBS over the past 5 years on at least one of these measures: a higher annual return with lower volatility, a higher annual return at similar volatility, a similar return with lower volatility, a higher Sharpe ratio with a smaller worst decline, a higher total return in most periods from 3 months to 10 years, or smaller losses in recent market crashes. It checks UBS's popular alternatives first, then the rest of its own and neighboring categories, then every stock and fund worth at least $500 million, and shows the strongest few in each group. The full list of those with a higher return and lower volatility than UBS follows the table.

Annual return is the annualized total return with dividends reinvested. Annual return, volatility and the Sharpe ratio cover 5 years; the worst decline covers the past 10 years. Green marks a better figure than UBS's. "On the frontier" means no other option shown or tested earned more with less volatility. Funds that hold the same thing are shown once. Beyond the popular alternatives, nothing with more than 1.5× UBS's volatility counts as better.

These figures cover the past 5 years. Green marks a better figure than UBS's.

Screen the whole market against UBS for any period in BetterThanSPYOpen these 21 in EasyCompare
InvestmentWhy it is betterPast 5 yearsDownsideLong runFit
Annual return?higher is betterVolatility?lower is calmerSharpe?return per unit of riskWorst decline?past 10 years10Y returntotalCorr. with UBS?lower diversifies moreExpenseper year
UBSUBS Group AG · this page
+24.9%30.4%0.89−59.8%+363%1.00—
SPYState Street SPDR S&P 500 ETF · S&P 500
+12.5%17.2%0.78−33.7%+316%0.600.09%
Popular alternativesbest 6 shownThe investments people most often weigh against UBS. 7 of 24 passed at least one test.
SMFGSumitomo Mitsui Financial Group, Inc. · Banks
Higher return, similar volatilityHigher Sharpe, smaller worst declineHigher return in most periods+34.0%29.4%1.15−47.6%+470%0.30—
HSBCHSBC Holdings plc · Banks
Higher return, lower volatilityHigher return in most periods+32.8%25.9%1.23−62.3%+314%0.45—
MUFGMitsubishi UFJ Financial Group, Inc. · Banks
Higher return, similar volatilityHigher return in most periods+33.5%29.4%1.14−54.9%+485%0.27—
BBVABanco Bilbao Vizcaya Argentaria, S.A. · Banks
Higher return, similar volatilityHigher return in most periods+39.0%33.3%1.16−69.6%+515%0.57—
RYRoyal Bank of Canada · Banks
On the frontierSmaller losses in recent crashes+17.5%18.2%0.98−40.0%+361%0.65—
SANBanco Santander, S.A. · Banks
Higher return in most periods+31.7%33.9%0.99−73.8%+307%0.59—
Same and neighboring categories, and shared themesbest 6 shownEverything else in Banks and the categories next to it (Regional Banks, Payment Processing, International Equity, Capital Markets), plus UBS's specific themes. 33 of 560 passed at least one test.
DXJWisdomTree Japan Hedged Equity Fund · Japan Equity
Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+26.6%19.1%1.34−39.1%+415%0.190.48%
PBAMPrivate Bancorp of America, Inc. · Regional Banks
On the frontierHigher return, lower volatilityHigher return in most periodsSmaller losses in recent crashes+27.5%18.9%1.40−55.1%+415%0.09—
EPUiShares MSCI Peru and Global Exposure ETF · International Equity
Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periods+28.1%24.9%1.12−51.0%+258%0.470.59%
MFGMizuho Financial Group, Inc. · Banks
Higher return, similar volatilityHigher Sharpe, smaller worst declineHigher return in most periods+33.9%30.6%1.11−45.7%+343%0.29—
NECBNortheast Community Bancorp, Inc. · Regional Banks
Higher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+25.6%24.9%1.04−47.9%+590%0.29—
BLXBladex, Inc. · Banks
Higher return, lower volatilityHigher return in most periods+31.0%25.9%1.18−68.5%+278%0.38—
The whole marketbest 8 shownEvery other stock and fund worth at least $500 million. 171 of 3,190 passed at least one test.
MCKMcKesson Corporation · Health Care Distribution
Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+37.8%25.1%1.41−38.1%+582%-0.03—
GWWW.W. Grainger, Inc. · Industrial Distribution
Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+26.7%24.9%1.08−41.6%+670%0.34—
CAHCardinal Health, Inc. · Health Care Distribution
On the frontierHigher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periods+41.7%24.7%1.54−46.1%+345%0.01—
LLYEli Lilly and Company · Pharmaceuticals
Higher return, similar volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+41.2%32.8%1.22−34.5%+1,870%0.09—
NHCNational HealthCare Corporation · Health Care Facilities
Higher return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+31.2%28.6%1.10−35.3%+385%0.28—
ABBVAbbVie Inc. · Specialty Pharmaceuticals
Similar return, lower volatilityHigher Sharpe, smaller worst declineHigher return in most periodsSmaller losses in recent crashes+25.5%23.4%1.09−45.1%+600%0.17—
CIBRFirst Trust Nasdaq Cybersecurity ETF · Cybersecurity
Higher return in most periodsSmaller losses in recent crashes+14.5%26.2%0.65−33.9%+461%0.320.58%
VGTVanguard Information Technology ETF · Technology Equity
Higher return in most periods+18.1%26.1%0.77−35.1%+753%0.450.09%
What these numbers mean for UBS
Annual return
UBS returned 24.9% a year over the past 5 years with dividends reinvested, against 12.5% a year for the S&P 500. At that pace, $10,000 became about $30,400. Annual return is the steady yearly rate that would produce the same total result, so investments held over the same span compare fairly. Guide: What is performance and return? →
Volatility
UBS's volatility over the past 5 years was 30.4%, 1.8 times the S&P 500's 17.2%. Volatility measures how widely returns swing around their average: in roughly two years out of three, UBS's return lands within 30.4% of its average, either way. The higher it is, the rougher the ride and the harder it is to hold through a slump. Guide: Understanding and measuring risk (volatility) →
Sharpe ratio
UBS's Sharpe ratio over the past 5 years was 0.89, against 0.78 for the S&P 500, so UBS earned more for each unit of risk than an index fund did. The Sharpe ratio is the return earned above cash for each unit of volatility: two investments with the same return are not equal if one got there with far bigger swings. Guide: Balancing reward with risk (Sharpe ratio) →
Worst decline
UBS's worst fall from a peak to a low over the past 10 years was 59.8%, against 33.7% for the S&P 500. Losses and gains are not symmetric: climbing back from a 59.8% fall takes a 149% gain. Guide: Market crash risk and tail risk →
Correlation
Over the past 5 years, UBS's monthly returns had a correlation of 0.60 with the S&P 500. Correlation runs from 1 (moving in lockstep) through 0 (unrelated) to −1 (moving in opposite directions). They often move together: some diversification next to an index fund, but not a cushion. In the table, the correlation column measures each option against UBS instead: the lower it is, the more that option would diversify a UBS holding. Guide: Correlation and diversification →
Show all 13 stocks and funds worth at least $500 million that earned more than UBS with less volatility

Out of 3,641 tested over 5 years. Best first; funds that hold the same thing are listed once.

#InvestmentFound inAnnual returnVolatilitySharpeWorst decline10Y returnCorr. with UBSExpense
1
MCKMcKesson Corporation · Health Care Distribution
Whole market+37.8%25.1%1.41−38.1%+582%-0.03—
2
GWWW.W. Grainger, Inc. · Industrial Distribution
Whole market+26.7%24.9%1.08−41.6%+670%0.34—
3
CAHCardinal Health, Inc. · Health Care Distribution
Whole market+41.7%24.7%1.54−46.1%+345%0.01—
4
DXJWisdomTree Japan Hedged Equity Fund · Japan Equity
Same or nearby category+26.6%19.1%1.34−39.1%+415%0.190.48%
5
NHCNational HealthCare Corporation · Health Care Facilities
Whole market+31.2%28.6%1.10−35.3%+385%0.28—
6
EPUiShares MSCI Peru and Global Exposure ETF · International Equity
Same or nearby category+28.1%24.9%1.12−51.0%+258%0.470.59%
7
WELLWelltower Inc. · Healthcare REITs
Whole market+27.0%23.8%1.13−63.3%+378%0.32—
8
HSBCHSBC Holdings plc · Banks
Popular alternative+32.8%25.9%1.23−62.3%+314%0.45—
9
CWCurtiss-Wright Corporation · Aerospace & Defense
Whole market+29.5%28.8%1.05−48.7%+486%0.29—
10
BLXBladex, Inc. · Banks
Same or nearby category+31.0%25.9%1.18−68.5%+278%0.38—
11
XOMExxonmobil Holdings Corporation · Integrated Oil & Gas
Whole market+27.5%26.5%1.05−61.0%+216%0.17—
12
PAAPlains All American Pipeline, L.P. · Oil & Gas Midstream
Whole market+28.4%25.6%1.11−87.9%+66.5%0.37—
13
PAGPPlains GP Holdings LP · Oil & Gas Midstream
Whole market+27.8%26.0%1.08−88.0%+60.3%0.37—

UBS against its popular alternatives

The investments people most often weigh against UBS, compared period by period and year by year.

How do UBS's risk and return compare with its alternatives?

This map plots each investment's annual return over the past 5 years against its volatility, the size of its typical price swings. Investments toward the upper left earned more for a smoother ride, and those toward the lower right earned less for a rougher one. The dashed lines cross at UBS, which divides the map into what did better or worse on each measure.

Green points earned more than UBS with less volatility; red points earned less with more. Hover over a point for its figures. Total returns with dividends reinvested, annualized.

15.0%20.0%25.0%30.0%35.0%40.0%0.0%5.0%10.0%15.0%20.0%25.0%30.0%35.0%40.0%Volatility over 5 years (annualized)Annual return over 5 yearsHigher return, lower volatilityLower return, higher volatilityUBS: 24.9% a year, volatility 30.4%SPY (S&P 500): 12.5% a year, volatility 17.2%MUFG: 33.6% a year, volatility 29.4%SMFG: 34.0% a year, volatility 29.4%HSBC: 32.8% a year, volatility 25.9%ING: 24.3% a year, volatility 31.2%KKR: 5.7% a year, volatility 39.8%BX: 0.5% a year, volatility 39.9%BCS: 18.3% a year, volatility 34.1%LYG: 19.8% a year, volatility 32.1%DB: 21.7% a year, volatility 37.4%SCHW: 3.2% a year, volatility 31.9%BBVA: 39.0% a year, volatility 33.3%CM: 19.5% a year, volatility 21.6%JPM: 17.3% a year, volatility 24.3%SAN: 31.8% a year, volatility 33.9%MS: 16.2% a year, volatility 28.9%GS: 19.4% a year, volatility 28.6%RY: 17.5% a year, volatility 18.2%TD: 16.5% a year, volatility 20.0%BMO: 14.0% a year, volatility 21.4%BNS: 13.2% a year, volatility 20.0%BNY: 22.8% a year, volatility 24.4%C: 15.3% a year, volatility 29.4%BLK: 7.0% a year, volatility 27.1%BAC: 4.0% a year, volatility 26.6%UBSSPY (S&P 500)MUFGSMFGHSBCKKRBXBCSLYGDBSCHWBBVACMJPMSANMSGSRYTDBMOBNYCBLKBAC15.0%20.0%25.0%30.0%35.0%40.0%0.0%10.0%20.0%30.0%40.0%Volatility over 5 years (annualized)Annual return over 5 yearsHigher return, lower volatilityLower return, higher volatilityUBS: 24.9% a year, volatility 30.4%SPY (S&P 500): 12.5% a year, volatility 17.2%MUFG: 33.6% a year, volatility 29.4%SMFG: 34.0% a year, volatility 29.4%HSBC: 32.8% a year, volatility 25.9%ING: 24.3% a year, volatility 31.2%KKR: 5.7% a year, volatility 39.8%BX: 0.5% a year, volatility 39.9%BCS: 18.3% a year, volatility 34.1%LYG: 19.8% a year, volatility 32.1%DB: 21.7% a year, volatility 37.4%SCHW: 3.2% a year, volatility 31.9%BBVA: 39.0% a year, volatility 33.3%CM: 19.5% a year, volatility 21.6%JPM: 17.3% a year, volatility 24.3%SAN: 31.8% a year, volatility 33.9%MS: 16.2% a year, volatility 28.9%GS: 19.4% a year, volatility 28.6%RY: 17.5% a year, volatility 18.2%TD: 16.5% a year, volatility 20.0%BMO: 14.0% a year, volatility 21.4%BNS: 13.2% a year, volatility 20.0%BNY: 22.8% a year, volatility 24.4%C: 15.3% a year, volatility 29.4%BLK: 7.0% a year, volatility 27.1%BAC: 4.0% a year, volatility 26.6%UBSSPY (S&P 500)MUFGSMFGHSBCINGKKRBXBCSLYGDBSCHWBBVACMJPMSANMSGSRYTDBNYCBLKBAC
All figures
InvestmentAnnual returnVolatility
BBVA Banco Bilbao Vizcaya Argentaria, S.A.+39.0%33.3%
SMFG Sumitomo Mitsui Financial Group, Inc.+34.0%29.4%
MUFG Mitsubishi UFJ Financial Group, Inc.+33.6%29.4%
HSBC HSBC Holdings plc+32.8%25.9%
SAN Banco Santander, S.A.+31.8%33.9%
UBS This pageUBS Group AG+24.9%30.4%
ING ING Groep N.V.+24.3%31.2%
BNY Bank of New York Mellon Corp+22.8%24.4%
DB Deutsche Bank AG+21.7%37.4%
LYG Lloyds Banking Group plc+19.8%32.1%
CM Canadian Imperial Bank of Commerce+19.5%21.6%
GS The Goldman Sachs Group, Inc.+19.4%28.6%
BCS Barclays PLC+18.3%34.1%
RY Royal Bank of Canada+17.5%18.2%
JPM JPMorgan Chase & Co.+17.3%24.3%
TD The Toronto-Dominion Bank+16.5%20.0%
MS Morgan Stanley+16.2%28.9%
C Citigroup Inc.+15.3%29.4%
BMO Bank of Montreal+14.0%21.4%
BNS The Bank of Nova Scotia+13.2%20.0%
SPY S&P 500State Street SPDR S&P 500 ETF+12.5%17.2%
BLK BlackRock, Inc.+7.0%27.1%
KKR KKR & Co. Inc.+5.7%39.8%
BAC Bank of America Corporation+4.0%26.6%
SCHW The Charles Schwab Corporation+3.2%31.9%
BX Blackstone Inc.+0.5%39.9%
Open these 26 in EasyCompare

Has UBS consistently beaten its popular alternatives?

This section compares UBS with the investments people most often weigh against it, checking each one over eight periods from one month to ten years. Counting how often an alternative earned more than UBS helps separate lasting outperformance from a single strong stretch.

A green cell means the alternative earned more than UBS over that period. "Qualified" marks those that did so in at least 3 of 5 short-term periods and 2 of 3 long-term periods.

InvestmentPeriods outperformed Short termLong termRisk · 5 yearsFund
1M3M6MYTD1Y3Y5Y10YVolatilitylower is calmerSharpehigher is betterWorst declinepast 10 yearsExpenseAssetsOverlapsame sectors
UBS UBS Group AG (this page)—−4.7%−11.0%+10.5%+2.1%+26.3%+115%+204%+363%30.4%0.89−59.8%—$144B—
BBVA QualifiedBanco Bilbao Vizcaya Argentaria, S.A.4/5 short3/3 longAll-weather−11.3%−3.1%+14.1%+9.3%+35.8%+275%+418%+515%33.3%1.16−69.6%—$138B—
MUFG QualifiedMitsubishi UFJ Financial Group, Inc.4/5 short3/3 longAll-weather−5.8%−3.0%+25.1%+36.2%+44.6%+185%+325%+485%29.4%1.14−54.9%—$241B—
SMFG QualifiedSumitomo Mitsui Financial Group, Inc.4/5 short3/3 longAll-weather−6.3%−6.1%+20.3%+27.9%+54.8%+181%+332%+470%29.4%1.15−47.6%—$93B—
CM QualifiedCanadian Imperial Bank of Commerce4/5 short2/3 long+0.9%−1.6%+7.3%+27.9%+46.1%+265%+144%+409%21.6%0.94−47.3%—$104B—
JPM QualifiedJPMorgan Chase & Co.3/5 short2/3 long−0.5%−2.9%+8.5%+5.4%+16.6%+154%+122%+534%24.3%0.78−43.6%—$895B—
HSBC QualifiedHSBC Holdings plc3/5 short2/3 long−9.5%−10.5%+2.6%+18.7%+44.7%+199%+313%+314%25.9%1.23−62.3%—$315B—
SAN QualifiedBanco Santander, S.A.3/5 short2/3 long−11.0%−6.1%+6.2%+7.9%+34.9%+301%+297%+307%33.9%0.99−73.8%—$189B—
MS Financial - Capital MarketsMorgan Stanley1/5 short2/3 long−8.1%−15.3%−2.7%+2.8%+19.0%+181%+112%+630%28.9%0.67−51.3%—$290B—
GS Financial - Capital MarketsThe Goldman Sachs Group, Inc.0/5 short2/3 long−6.1%−18.4%−3.8%−1.1%+22.1%+218%+143%+524%28.6%0.77−48.8%—$260B—
RY Banks - DiversifiedRoyal Bank of Canada5/5 short1/3 long−0.9%−3.9%+16.0%+20.7%+41.5%+176%+124%+361%18.2%0.98−40.0%—$280B—
TD Banks - DiversifiedThe Toronto-Dominion Bank5/5 short1/3 long+2.7%+3.9%+21.3%+36.3%+59.4%+147%+114%+319%20.0%0.87−42.0%—$211B—
BMO Banks - DiversifiedBank of Montreal5/5 short1/3 long−2.2%−4.2%+14.7%+32.0%+40.2%+150%+92.4%+304%21.4%0.72−51.0%—$118B—
BNS Banks - DiversifiedThe Bank of Nova Scotia5/5 short1/3 long+0.2%+7.6%+26.6%+30.5%+51.5%+165%+86.2%+191%20.0%0.73−46.9%—$114B—
BNY Investment - Banking & Investment ServicesBank of New York Mellon Corp4/5 short1/3 long−3.2%−9.0%+7.8%+25.7%+38.1%+277%+179%+332%24.4%0.97−50.5%—$99B—
ING Banks - DiversifiedING Groep N.V.4/5 short1/3 long−10.9%−2.7%+15.5%+17.1%+41.5%+203%+196%+330%31.2%0.86−74.4%—$92B—
C Banks - DiversifiedCitigroup Inc.3/5 short1/3 long−7.5%−6.9%−4.6%+4.8%+29.9%+245%+104%+234%29.4%0.63−56.5%—$206B—
KKR Asset ManagementKKR & Co. Inc.1/5 short1/3 long−5.4%−2.4%−11.8%−27.4%−24.0%+71.9%+32.0%+654%39.8%0.34−49.4%—$84B—
BX Asset ManagementBlackstone Inc.1/5 short1/3 long−4.2%−2.3%−6.7%−22.9%−23.6%+40.9%+2.8%+647%39.9%0.21−49.3%—$137B—
BCS Banks - DiversifiedBarclays PLC0/5 short1/3 long−11.9%−20.9%−4.6%−14.6%+9.3%+240%+132%+232%34.1%0.67−66.0%—$75B—
LYG Banks - RegionalLloyds Banking Group plc0/5 short1/3 long−6.9%−11.1%+0.6%+1.1%+20.6%+207%+147%+215%32.1%0.73−66.5%—$77B—
DB Banks - RegionalDeutsche Bank AG0/5 short1/3 long−16.2%−11.5%+0.6%−17.6%−1.7%+240%+167%+161%37.4%0.71−72.7%—$59B—
BLK Asset ManagementBlackRock, Inc.3/5 short0/3 long+6.6%+8.2%+8.2%+6.5%+2.8%+97.8%+40.3%+324%27.1%0.39−43.9%—$176B—
SCHW Financial - Capital MarketsThe Charles Schwab Corporation1/5 short0/3 long−8.9%−9.0%+0.4%−9.1%−1.8%+93.2%+17.0%+223%31.9%0.26−51.1%—$158B—
BAC Banks - DiversifiedBank of America Corporation0/5 short0/3 long−9.1%−16.7%−2.9%−7.2%+2.1%+115%+21.4%+281%26.6%0.28−49.0%—$357B—
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How did UBS do year by year?

This table shows each investment's total return in every full calendar year since 2001, along with where UBS ranked among its popular alternatives each year. Annual results reveal how consistently each one kept pace with UBS and how far its good and bad years diverged, detail that multiyear averages tend to smooth over.

Newest year first. Green marks a year in which the fund came out ahead of UBS; gray means the two finished within a fraction of a point. The rank row places UBS among the alternatives that traded the full year; dark green is the top quarter and red the bottom quarter.

InvestmentYears ahead of UBS2025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001
UBS This pageUBS Group AG—+57.6%+0.7%+69.8%+7.4%+29.4%+19.5%+7.1%−29.9%+17.4%−14.4%+18.1%−10.2%+23.3%+34.3%−28.2%+6.2%+8.5%−68.9%−21.5%+32.5%+18.2%+27.9%+50.4%+1.7%−8.0%
Rank among alternativesTop quarter in 5 of 2510 of 2524 of 253 of 255 of 2516 of 256 of 2522 of 2520 of 2520 of 2523 of 251 of 2518 of 2517 of 259 of 2517 of 2512 of 2518 of 2520 of 2518 of 2310 of 2210 of 228 of 2210 of 225 of 229 of 21
SPY S&P 500State Street SPDR S&P 500 ETF12 of 25+17.7%+24.9%+26.2%−18.2%+28.7%+18.3%+31.2%−4.6%+21.7%+12.0%+1.2%+13.5%+32.3%+16.0%+1.9%+15.1%+26.4%−36.8%+5.1%+15.9%+4.8%+10.7%+28.2%−21.6%−11.7%
BBVA Banco Bilbao Vizcaya Argentaria, S.A.13 of 25+154%+14.2%+62.5%+10.0%+22.2%−6.4%+10.9%−35.0%+31.3%−1.5%−19.3%−20.6%+39.6%+18.2%−10.8%−39.7%+53.1%−45.6%+4.6%+39.4%+4.1%+32.9%+47.9%−19.3%−13.1%
MUFG Mitsubishi UFJ Financial Group, Inc.11 of 25+40.0%+39.7%+32.7%+26.2%+27.9%−13.7%+15.8%−31.3%+20.7%+2.5%+15.2%−14.6%+26.0%+33.1%−19.9%+13.3%−19.1%−32.3%−24.2%−8.6%+35.4%+31.3%+47.6%−16.0%−33.1%
SMFG Sumitomo Mitsui Financial Group, Inc.11 of 19+38.0%+54.8%+25.7%+24.5%+18.6%−10.9%+19.4%−22.2%+18.0%+5.2%+7.7%−28.7%+47.2%+38.4%−19.2%+30.0%−28.6%−43.6%−27.1%——————
CM Canadian Imperial Bank of Commerce14 of 25+49.0%+37.9%+26.5%−26.8%+44.7%+9.3%+20.3%−19.8%+23.5%+29.8%−19.6%+4.8%+11.0%+16.8%−3.3%+27.1%+64.3%−37.9%−12.0%+32.5%+13.7%+26.0%+87.9%−14.9%+14.2%
JPM JPMorgan Chase & Co.13 of 25+37.3%+44.3%+30.6%−12.6%+27.8%−5.5%+47.3%−6.6%+26.8%+34.5%+8.4%+9.9%+36.7%+36.2%−19.9%+2.3%+34.4%−25.1%−6.9%+25.7%+5.7%+10.0%+60.5%−30.7%−17.4%
HSBC HSBC Holdings plc11 of 25+67.9%+34.5%+39.3%+7.8%+20.8%−31.7%+1.5%−16.1%+35.9%+9.9%−11.5%−10.2%+8.5%+45.9%−22.2%−7.5%+22.2%−38.0%−4.0%+18.9%−1.5%+12.6%+52.3%−5.2%−15.3%
SAN Banco Santander, S.A.13 of 25+165%+14.9%+46.4%−6.8%+10.2%−19.6%−2.2%−28.5%+33.3%+12.3%−37.9%−0.4%+27.4%+22.8%−20.2%−30.2%+91.8%−52.3%+20.2%+47.1%+10.5%+6.8%+77.6%−11.3%−19.8%
MS Morgan Stanley11 of 25+45.2%+39.7%+13.9%−10.3%+46.6%+38.1%+32.7%−22.8%+26.6%+36.1%−16.7%+25.0%+65.4%+27.6%−43.9%−7.5%+88.3%−68.8%−22.1%+46.3%+4.6%−2.0%+48.4%−27.0%−28.1%
GS The Goldman Sachs Group, Inc.12 of 25+56.6%+52.0%+15.9%−7.9%+47.6%+17.4%+40.5%−33.5%+7.4%+34.9%−5.8%+10.8%+40.8%+43.4%−45.6%+0.5%+103%−60.4%+8.6%+57.4%+23.9%+6.5%+46.3%−26.0%−12.8%
RY Royal Bank of Canada14 of 25+46.3%+23.8%+12.2%−8.0%+34.1%+8.4%+20.2%−12.9%+23.9%+31.8%−19.3%+6.7%+16.0%+23.3%+1.2%+1.4%+89.3%−39.4%+10.7%+26.0%+50.7%+15.9%+33.6%+15.8%−0.9%
TD The Toronto-Dominion Bank16 of 25+85.3%−13.4%+4.5%−12.2%+41.3%+5.6%+17.5%−12.1%+22.9%+30.9%−14.9%+5.0%+16.1%+16.8%+4.1%+22.7%+85.4%−46.8%+20.4%+16.1%+30.7%+29.7%+61.4%−11.7%−7.2%
BMO Bank of Montreal14 of 25+39.6%+3.0%+14.6%−12.4%+46.9%+3.3%+23.9%−14.9%+15.4%+32.9%−16.8%+10.4%+13.7%+17.3%−0.3%+13.7%+121%−51.9%−0.4%+9.4%+20.4%+21.0%+62.9%+23.0%−9.6%
BNS The Bank of Nova Scotia17 of 25+45.1%+17.5%+6.0%−28.8%+40.6%+1.7%+17.5%−19.2%+20.5%+43.7%−25.1%−4.2%+11.5%+21.0%−9.6%+27.1%+82.6%−44.4%+16.6%+16.8%+21.4%+40.4%+59.9%+232%+17.5%
BNY Bank of New York Mellon Corp10 of 25+54.4%+51.9%+18.5%−19.1%+40.6%−12.9%+9.6%−10.8%+15.7%+17.1%+3.3%+18.3%+38.6%+32.1%−32.8%+9.3%+0.9%−40.4%+20.0%+26.8%−1.2%+4.8%+45.2%−38.9%−23.4%
ING ING Groep N.V.12 of 25+91.3%+12.2%+32.0%−4.4%+55.4%−21.6%+20.6%−39.4%+36.7%+11.1%+6.4%−7.4%+47.6%+32.5%−26.8%−0.2%−11.7%−69.6%−8.2%+31.9%+20.8%+36.1%+48.7%−31.3%−34.4%
C Citigroup Inc.11 of 25+70.4%+41.9%+19.0%−22.1%+0.9%−19.7%+57.9%−28.5%+27.0%+15.9%−4.1%+3.9%+31.8%+50.5%−44.3%+42.9%−50.6%−75.9%−44.8%+19.6%+4.6%+2.8%+41.6%−20.4%+0.1%
KKR KKR & Co. Inc.13 of 18−13.3%+79.6%+80.5%−37.0%+85.8%+41.1%+51.5%−4.3%+41.8%+3.4%−28.0%+4.0%+73.8%+25.6%−5.3%+70.4%+153%−81.3%———————
BX Blackstone Inc.12 of 18−7.8%+35.1%+82.8%−40.0%+107%+19.8%+96.3%+0.1%+27.4%−1.5%−5.0%+13.9%+114%+15.7%+3.4%+12.7%+117%−67.4%———————
BCS Barclays PLC11 of 25+96.5%+76.2%+6.0%−21.9%+31.6%−12.8%+31.9%−29.3%+0.5%−12.8%−11.4%−14.9%+16.1%+61.7%−31.9%−4.7%+80.0%−73.6%−27.2%+44.2%−4.0%+31.1%+55.0%−23.6%+7.7%
LYG Lloyds Banking Group plc11 of 24+104%+20.2%+14.5%−9.7%+34.6%−36.5%+36.9%−28.4%+26.8%−25.9%−4.4%−12.7%+66.1%+104%−61.7%+25.4%−27.5%−77.5%−11.6%+42.9%−1.5%+22.5%+25.3%−33.0%—
DB Deutsche Bank AG9 of 25+133%+29.4%+21.4%−5.9%+14.7%+40.1%−2.9%−56.7%+6.4%−25.0%−17.7%−36.4%+10.9%+19.7%−26.1%−20.1%+75.4%−65.5%−0.6%+42.0%+12.3%+9.8%+83.6%−34.3%−22.1%
BLK BlackRock, Inc.16 of 25+6.6%+29.3%+17.9%−20.4%+29.4%+47.2%+31.9%−21.6%+38.2%+14.6%−2.4%+15.7%+57.0%+19.8%−3.6%−15.9%+76.6%−37.0%+45.1%+41.8%+42.4%+47.6%+35.9%−5.5%−0.7%
SCHW The Charles Schwab Corporation12 of 25+36.6%+9.2%−16.0%+0.1%+60.2%+13.6%+16.4%−18.4%+31.1%+21.0%+9.9%+17.2%+83.3%+29.8%−33.1%−7.8%+18.1%−36.1%+40.0%+32.8%+23.5%+1.7%+9.5%−29.5%−45.4%
BAC Bank of America Corporation13 of 25+28.0%+33.9%+4.9%−23.8%+49.6%−11.6%+46.1%−15.0%+35.7%+33.4%−4.8%+15.7%+34.5%+109%−58.1%−11.2%+7.6%−63.1%−18.9%+20.8%+2.4%+21.5%+20.1%+14.6%+42.7%
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Risk and diversification

How UBS has fallen, how it held up in crashes beside the S&P 500 and its popular alternatives, and what moves independently of it.

What were UBS's worst declines?

A drawdown is the decline from a peak to the lowest point before a new high. This section presents UBS's five deepest drawdowns since it began trading in 2000, alongside the S&P 500's return over the same dates, and how long each took to recover. Together, these figures show how much an investor could have lost and how long it took to get back to even.

Green means UBS fell less than the S&P 500 over the same dates. Based on daily closing prices with dividends reinvested.

DuringUBS fellS&P 500, same datesPeakLowTime to the lowBack at the peakTime to recover
2008 financial crisis−89.0%−52.7%Apr 2007Mar 200923 monthsDec 202516.8 years
Dot-com bust−37.9%−40.9%Jan 2001Oct 200221 monthsMay 20037 months
No named crash−26.1%−8.6%Jan 2026Mar 20262 monthsJun 20263 months
No named crash−20.1%−5.9%May 2006Jul 20062 monthsOct 20063 months
Dot-com bust−19.3%−10.4%Aug 2000Oct 20002 monthsDec 20002 months

How did UBS do in stock market crashes?

This section measures how far UBS, the S&P 500 and each alternative fell from peak to trough during every major market crash since 2000. A smaller decline means an investment held up better, and comparing results across crashes shows whether that resilience was consistent or a one-off.

Note: UBS began trading on May 16, 2000, so its row reads "Not yet trading" for the dot-com bust. The older alternatives and the S&P 500 show how those crashes played out.

Newest crash first. Each figure is the fund's deepest fall within the crash window; green means a smaller fall than UBS.

InvestmentHeld up better2023 regional bank crisisMar 20232022 bear marketJan 2022Covid crashFeb 2020Late-2018 sell-offSep 2018February 2018 volatility shockFeb 20182015 China and oil sell-offAug 20152011 euro debt crisisJul 20112010 flash crashMay 20102008 financial crisisOct 2007Dot-com bustMar 2000
UBS This pageUBS Group AG—−9.5%−32.5%−42.3%−28.5%−8.2%−36.7%−39.7%−0.9%−87.5%Not yet trading
SPY S&P 500State Street SPDR S&P 500 ETF8 of 9−3.4%−24.5%−33.7%−19.3%−6.5%−12.8%−17.9%−1.5%−55.2%−47.5%
BBVA Banco Bilbao Vizcaya Argentaria, S.A.5 of 9−10.9%−39.6%−47.9%−22.7%−5.4%−41.0%−32.7%0.0%−75.7%−55.9%
MUFG Mitsubishi UFJ Financial Group, Inc.6 of 9−9.5%−33.4%−33.0%−27.0%−6.7%−45.1%−20.7%−0.3%−65.5%−65.1%
SMFG Sumitomo Mitsui Financial Group, Inc.6 of 9−9.2%−24.7%−32.2%−23.2%−4.5%−44.2%−19.8%−2.2%−70.9%—
CM Canadian Imperial Bank of Commerce7 of 9−7.0%−36.2%−43.6%−22.2%−5.9%−25.3%−12.9%0.0%−71.8%−39.8%
JPM JPMorgan Chase & Co.7 of 9−5.4%−37.9%−42.5%−21.3%−5.6%−22.0%−32.1%−0.1%−67.7%−74.0%
HSBC HSBC Holdings plc9 of 9−7.3%−31.8%−20.5%−13.1%−4.6%−30.8%−25.1%0.0%−73.8%−41.4%
SAN Banco Santander, S.A.4 of 9−11.4%−41.0%−48.1%−19.0%−6.0%−44.7%−33.2%−0.9%−76.1%−58.4%
MS Morgan Stanley5 of 9−8.2%−32.4%−50.6%−24.6%−6.7%−43.9%−47.7%0.0%−86.2%−72.0%
GS The Goldman Sachs Group, Inc.6 of 9−9.7%−30.5%−42.8%−33.3%−5.3%−31.2%−34.3%0.0%−78.8%−54.7%
RY Royal Bank of Canada9 of 9−3.8%−26.0%−40.0%−17.1%−5.7%−23.1%−21.8%0.0%−63.1%−21.6%
TD The Toronto-Dominion Bank9 of 9−6.7%−29.0%−41.0%−20.9%−5.5%−18.1%−19.6%0.0%−63.4%−44.1%
BMO Bank of Montreal8 of 9−5.5%−30.5%−49.4%−23.5%−6.2%−18.9%−16.4%0.0%−68.5%−26.5%
BNS The Bank of Nova Scotia7 of 9−4.6%−35.4%−43.0%−17.7%−6.1%−24.3%−19.8%0.0%−63.8%−23.6%
BNY Bank of New York Mellon Corp6 of 9−11.4%−40.5%−40.1%−16.2%−5.4%−27.0%−30.9%−0.5%−62.4%−62.6%
ING ING Groep N.V.3 of 9−10.7%−43.4%−56.9%−24.1%−5.8%−35.4%−47.4%−3.6%−93.0%−66.4%
C Citigroup Inc.1 of 9−11.7%−39.2%−54.8%−33.1%−6.7%−40.3%−42.6%−1.0%−97.7%−52.7%
KKR KKR & Co. Inc.1 of 9−12.6%−41.7%−45.5%−33.5%−10.2%−51.3%−37.8%−2.2%−90.1%—
BX Blackstone Inc.3 of 9−12.3%−38.5%−42.6%−29.1%−4.2%−37.7%−35.6%−3.5%−84.9%—
BCS Barclays PLC2 of 9−10.2%−48.1%−57.1%−22.9%−4.1%−50.6%−44.9%−4.8%−93.9%−38.4%
LYG Lloyds Banking Group plc4 of 9−7.8%−40.5%−53.4%−23.3%−4.3%−34.6%−41.6%−4.5%−94.8%—
DB Deutsche Bank AG2 of 9−11.6%−54.2%−48.6%−36.3%−9.3%−54.8%−46.8%0.0%−82.7%−64.9%
BLK BlackRock, Inc.7 of 9−7.2%−40.8%−42.3%−25.2%−7.1%−19.9%−23.9%0.0%−60.4%−33.0%
SCHW The Charles Schwab Corporation4 of 9−31.9%−36.9%−41.5%−26.5%−8.2%−37.0%−28.9%−5.5%−56.0%−83.1%
BAC Bank of America Corporation2 of 9−12.4%−38.7%−47.8%−26.4%−6.9%−37.8%−45.2%−0.6%−93.4%−36.3%
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How closely does UBS move with the S&P 500?

Upside capture measures how much of the S&P 500's gains an investment kept in the months the market rose, and downside capture how much of its losses it took in the months the market fell. An investment that captures more of the gains than the losses has compounded ahead of the market over time. This section compares UBS with its popular alternatives on both measures, and on beta (how strongly each has moved with the market), over the past 10 years.

Monthly total returns over the past 10 years, measured against SPY. 100% capture or a beta of 1.00 means moving in line with the S&P 500. Green marks a better figure than UBS's: more upside, less downside or a higher capture ratio. Sorted by capture ratio.

InvestmentUpside captureDownside captureCapture ratioBeta
UBS This pageUBS Group AG116%120%0.971.18
MUFG Mitsubishi UFJ Financial Group, Inc.84%42%2.010.66
SMFG Sumitomo Mitsui Financial Group, Inc.84%43%1.940.65
HSBC HSBC Holdings plc79%53%1.490.58
BBVA Banco Bilbao Vizcaya Argentaria, S.A.121%97%1.251.11
JPM JPMorgan Chase & Co.117%103%1.141.09
RY Royal Bank of Canada97%88%1.110.88
SAN Banco Santander, S.A.101%92%1.101.02
TD The Toronto-Dominion Bank89%80%1.100.88
MS Morgan Stanley142%137%1.041.39
CM Canadian Imperial Bank of Commerce108%106%1.021.07
GS The Goldman Sachs Group, Inc.136%133%1.021.39
SCHW The Charles Schwab Corporation89%90%0.990.91
BNY Bank of New York Mellon Corp115%120%0.961.08
BMO Bank of Montreal104%112%0.931.12
BX Blackstone Inc.156%170%0.921.48
KKR KKR & Co. Inc.171%191%0.891.62
ING ING Groep N.V.136%155%0.881.36
BAC Bank of America Corporation127%146%0.871.36
BCS Barclays PLC113%131%0.861.26
DB Deutsche Bank AG102%118%0.861.21
LYG Lloyds Banking Group plc106%130%0.821.20
BNS The Bank of Nova Scotia97%120%0.811.05
BLK BlackRock, Inc.127%157%0.811.30
C Citigroup Inc.131%165%0.801.49
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What diversifies UBS?

Correlation measures how closely two investments move together, on a scale from 1 (in lockstep) through 0 (unrelated) to -1 (in opposite directions). This section lists large ETFs and stocks whose returns have had a low correlation with UBS's. Because such investments tend not to fall at the same time, pairing UBS with them can reduce a portfolio's overall swings.

Only ETFs with at least $1.0B in assets and stocks worth at least $10B, with a correlation below 0.5 over the past 5 years and a positive return, are included, ranked by Sharpe ratio; funds that hold the same thing are shown once. The year columns are the years in which UBS lost money. The last two columns show a portfolio that is 80% UBS and 20% the other investment, rebalanced monthly.

ETFs

InvestmentCorrelation5Y returnSharpe201820162014201120082007200180/20 mix volatility80/20 mix annual return
UBS UBS Group AG (this page)1.00+204%0.89−29.9%−14.4%−10.2%−28.2%−68.9%−21.5%−8.0%31.3%+28.2%
LVHI InternationalFranklin International Low Volatility High Dividend Index ETF0.45+119%1.48−5.2%——————25.9%+26.6%
DXJ InternationalWisdomTree Japan Hedged Equity Fund0.19+225%1.34−19.8%+1.1%+8.1%−16.1%−20.8%−7.4%—25.6%+28.9%
EMLP Broad MarketFirst Trust North American Energy Infrastructure Fund0.41+103%1.06−8.7%+29.8%+23.8%————26.4%+26.3%
HDV Dividend & IncomeiShares Core High Dividend ETF0.47+86.8%1.03−3.0%+15.8%+12.6%————26.5%+25.5%
SMH TechnologyVanEck Semiconductor ETF0.40+304%0.94−9.1%+35.6%+30.2%+6.8%−44.7%+6.0%−14.6%28.5%+31.2%
XLE EnergyState Street Energy Select Sector SPDR ETF0.30+178%0.94−18.2%+28.0%−8.7%+2.8%−39.0%+36.8%−18.2%27.1%+28.2%
GLD CommoditiesSPDR Gold Shares0.10+120%0.93−1.9%+8.0%−2.2%+9.6%+4.9%+30.4%—25.6%+27.2%
SPMO Broad MarketInvesco S&P 500 Momentum ETF0.49+130%0.91−0.9%+7.4%—————27.3%+27.5%

Stocks

InvestmentCorrelation5Y returnSharpe201820162014201120082007200180/20 mix volatility80/20 mix annual return
UBS UBS Group AG (this page)1.00+204%0.89−29.9%−14.4%−10.2%−28.2%−68.9%−21.5%−8.0%31.3%+28.2%
CAH Medical - DistributionCardinal Health, Inc.0.01+471%1.54−24.5%−17.5%+23.0%+8.1%−39.6%−9.8%−2.5%25.6%+31.6%
CLS Hardware, Equipment & PartsCelestica Inc.0.31+2,780%1.43−16.3%+7.4%+12.9%−24.4%−20.5%−25.7%−25.6%30.8%+44.8%
MCK Medical - DistributionMcKesson Corporation-0.03+397%1.41−28.4%−28.3%+29.3%+11.8%−40.4%+29.7%+4.9%25.4%+31.0%
FIX Engineering & ConstructionComfort Systems USA, Inc.0.23+1,452%1.41+0.8%+18.3%−10.4%−17.0%−15.2%+2.1%+73.7%28.4%+40.8%
MPC Oil & Gas Refining & MarketingMarathon Petroleum Corporation0.23+660%1.39−8.2%+0.7%+0.4%————27.3%+33.5%
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Common questions

What was UBS's worst drawdown?

UBS's deepest decline since it began trading in 2000 was 89.0%, from April 2007 to March 2009. It took about 17 years from the low to climb back to its old high.

What were UBS's best and worst years?

Over 25 full calendar years, UBS's best year was 2023, when it returned 69.8%. Its worst was 2008, with a return of -68.9%.

Is there a better investment than UBS?

Among UBS's popular alternatives, HSBC earned more than UBS with less volatility over the past 5 years: 32.8% a year at 25.9% volatility, against 24.9% a year at 30.4%. Looking beyond its popular alternatives, DXJ (japan equity) and PBAM (regional banks) earned more than UBS with less volatility over the past 5 years. DXJ returned 26.6% a year at 19.1% volatility, against 24.9% a year at 30.4%.

Is UBS more volatile than the S&P 500?

Yes. UBS's volatility over the past 5 years was 30.4%, 1.8 times the S&P 500's 17.2%. Volatility measures how widely returns swing around their average: in roughly two years out of three, UBS's return lands within 30.4% of its average, either way. The higher it is, the rougher the ride and the harder it is to hold through a slump.

What is UBS's Sharpe ratio?

UBS's Sharpe ratio over the past 5 years was 0.89, against 0.78 for the S&P 500, so UBS earned more for each unit of risk than an index fund did. The Sharpe ratio is the return earned above cash for each unit of volatility: two investments with the same return are not equal if one got there with far bigger swings.

How correlated is UBS with the S&P 500?

Over the past 5 years, UBS's monthly returns had a correlation of 0.60 with the S&P 500. Correlation runs from 1 (moving in lockstep) through 0 (unrelated) to −1 (moving in opposite directions). They often move together: some diversification next to an index fund, but not a cushion. In the table, the correlation column measures each option against UBS instead: the lower it is, the more that option would diversify a UBS holding.

What are the best alternatives to UBS?

Of the 24 popular alternatives we compared, seven outperformed UBS in at least 3 of 5 short-term and 2 of 3 long-term timeframes, with dividends reinvested: BBVA, MUFG and SMFG.

Did UBS outperform the S&P 500?

UBS finished ahead of the S&P 500 (SPY) in 12 of 25 full calendar years. In 2025, it returned +57.6%, against +17.7% for the index.

How did UBS do in stock market crashes?

UBS fell less than the S&P 500 (SPY) in one of the nine major crashes it has traded through, and further in eight. The clearest case was the 2008 financial crisis, when UBS fell 87.5% and the S&P 500 fell 55.2%.

What diversifies UBS?

These had a low correlation with UBS over the past 5 years and still earned a positive 5-year return: among large ETFs, LVHI (correlation 0.45), DXJ (correlation 0.19) and EMLP (correlation 0.41); among large stocks, CAH (correlation 0.01), CLS (correlation 0.31) and MCK (correlation -0.03). A correlation near zero means the two have moved largely independently.

How we measure

More research

Popular alternatives to UBS